BizFirst Credit Card: fees, rewards & benefits

Rewards, as stated by the issuer

3% CashPoints on EMI Spends (Earn Maximum 1,000 CashPoints/Calendar month
2% CashPoints on Utility bills, Electronics, SmartPay & Payzapp transactions (Earn Maximum 500 CashPoints/Calendar month
1% CashPoints on all other spends including UPI spends (Earn Maximum 500 CashPoints/Calendar month
1% Cash Point benefits via UPI Payments using your RuPay Biz First Credit Card
5% Casback on Myntra, MakeMyTrip, Apple Imagine Tresor, on SmartBuy (capped at Rs.1,000 per month
Avail up to 40% savings on your Business travel and software purchase on smartbuy.hdfcbank.com/business
Avail Business Travel Benefits via MMT MyBiz 4% off on Flights and Hotels booking

Up to 55 days of interest-free credit
3% CashPoints on EMI spends (Maximum 1,000 Cashpoints/Calendar month
2% CashPoints on Utility Bills, Electronics, SmartPay & Payzapp transactions (Maximum 500 Cashpoints/Calendar month
Instant discount on your Business Software such as Google Workspace, Tally Prime, AWS, Microsoft Azure & more via Nuclei
1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400 and maximum transaction of ₹5000. Max Cashback of ₹250 per statement cycle)
Offer on dining bills via Swiggy dineout- Enjoy FLAT 10% EXTRA OFF* on dining bills at 35K+ restaurants
5% Cashback on purchasing Instant vouchers of Amazon, Swiggy, Reliance Digital, etc., via SmartBuy
Avail Business Insurance package starting at an annual premium of Rs.3,785
Easy EMI option for your large online or in-store purchases using your Biz First Credit Card
Zero Lost card liability on any fraudulent transactions made on your Credit Card
Avail comprehensive suite of benefits and offers, designed to enhance the efficiency of your business processes and improve your bottom line, offered by our network partners.
Visa: Visa Commercial Credit Card Offers
Mastercard: https://easysavingsspecials.com/
Save up to ₹10,555 annually on BizFirst Credit Card
Just like 10 lakh+ HDFC Bank Cardholders
CashPoint/CashBack Redemption & Validity
Get started with your card
Up to 55-days of credit at 0% interest

Get a Gift voucher worth ₹250 on making one transaction on your Biz First Credit card within the first 37 days of card issuance. The voucher is redeemable on top brands like Amazon, Swiggy & more.

Earn 2000 CashPoints every quarter on your quarterly spends of ₹75,000 & above. (On all retail spends excluding rent and petrol)

No airport lounge rule is listed on this card's page.

Annual ITR above Rs 6 Lakhs(Customers can apply credit card using ITR, GST returns

1% Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400 and maximum transaction of ₹5000. Max Cashback of ₹250 per statement cycle)
Avail Business Insurance package starting at an annual premium of Rs.3,785
Save up to ₹10,555 annually on BizFirst Credit Card
Spend ₹50,000 in an anniversary year (12 billing cycles) and get renewal fee waived for next renewal year.
1% fuel surcharge waiver, max saving ₹250.
Fuel Surcharge Waiver: 1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400 and maximum transaction of ₹5,000. Max CashBack of ₹250 per statement cycle)
Avail Business Insurance package starting at an annual premium of ₹3,785 which includes:
Joining/Renewal Membership Fee – ₹500/- plus Applicable Taxes
Spend ₹50,000 in an anniversary year (12 billing cycles) and get Renewal Fee waived for next renewal year.
Annual ITR above Rs 6 Lakhs(Customers can apply credit card using ITR, GST returns)
Self-employed Indian citizens aged 21 to 65 years with an annual ITR above ₹6 lakh are eligible to apply for a Biz First Credit Card. Applications can be processed using ITR filings, GST returns, bank statements, and merchant payment reports