BizGrow Credit Card: fees, rewards & benefits

Rewards, as stated by the issuer

5% Casback on Myntra, MakeMyTrip, Apple Imagine Tresor, on SmartBuy (capped at Rs.1,000 per month
Avail up to 40% savings on your Business travel and software purchase on smartbuy.hdfcbank.com/business
Avail Business Travel Benefits via MMT MyBiz 4% off on Flights and Hotels booking

Up to 55 days of interest-free credit
Earn 2 Cash Points on every ₹ 200 spent on your business needs
10X Cash Points on bill payments, IT & GST payments, hotel and flight bookings, Business Productivity tools etc.*
Instant discount on your Business Software such as Google Workspace, Tally Prime, AWS, Microsoft Azure & more via Nuclei
1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400 and maximum transaction of ₹5000. Max Cashback of ₹250 per statement cycle
Avail Business Insurance package starting at an annual premium of ₹3,785
Fire & Burglary insurance for Shop up to ₹5 lakh
Cash in Safe/Transit up to ₹25,000
Electronic Equipment insurance excluding terrorism up to ₹50,000
Hospital Cash: Accident only amount payable per day up to ₹1000
Hospital Cash: Illness only amount payable per day up to ₹1000
Offer on dining bills via Swiggy dineout- Enjoy FLAT 10% EXTRA OFF* on dining bills at 35K+ restaurants
5% Cashback on purchasing Instant vouchers of Amazon, Swiggy, Reliance Digital, etc., via SmartBuy
Zero liability on lost/stolen cards if reported immediately
Credit liability cover of ₹3 lakh
Convert large transactions into Smart EMI & Easy EMI for flexible payments
Avail comprehensive suite of benefits and offers, designed to enhance the efficiency of your business processes and improve your bottom line, offered by our network partners.
Visa: Visa Commercial Credit Card Offers

Get a Gift voucher worth ₹250 on making one transaction on your Biz Grow Credit card within the first 37 days of card issuance. The voucher is redeemable on top brands like Amazon, Swiggy & more

Earn 2000 CashPoints every quarter on your quarterly spends of ₹1,00,000. (On all retail spends excluding rent and petrol
BizGrow Calculator
Double the benefits, savings with cashpoints
Grocery purchase via DMart
Bill payment via PayZapp & SmartPay
Bill payment via PayZapp and SmartPay (via eportal.incometax.gov.in
GST bill payment via payment.gst.gov.in
Flight & Hotel booking via MMT MyBiz powered by SmartBUY BizDeals
Redeem your CashPoints against statement. (Earn 1 CashPoint = Up to ₹0.25
CashPoint/Cashback Redemption & Validity

No airport lounge rule is listed on this card's page.

1% Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400 and maximum transaction of ₹5000. Max Cashback of ₹250 per statement cycle)
Spend ₹1 Lakh in an anniversary year (12 billing cycles) and get Renewal Fee waived for next renewal year.
Avail Business Insurance package starting at an annual premium of ₹3,785.
Save up to ₹ 29,000 annually, on BizGrow Credit Card*
Joining/Renewal Membership Fee: ₹ 500/- plus Applicable Taxes
Spend ₹ 1 lakh in an anniversary year (12 billing cycles) and get a Renewal Fee waived for next renewal year.
Fuel Surcharge Waiver: 1% fuel surcharge waiver at all fuel stations across India
Avail Business Insurance package starting at an annual premium of Rs.3,785 which includes:
Annual ITR above Rs 6 Lakhs
Have an annual Income Tax Return (ITR) above ₹6 lakh.
Joining fee/ Renewal fee of Rs 500 /-+ Applicable Taxes is applicable on HDFC Biz Grow Credit Card.
Cardholders should spend more than ₹1 lakh in an anniversary year (12 billing cycle) to get Renewal Fee waived for next renewal year.