Fees read from issuer pageUpdated 2026-07-28
HDFC Bank
BizPower Credit Card
₹2,500 a year
LineBusiness & commercial
Joining fee₹2500
Annual fee₹2,500
Forex markupNot stated
Rewards, as stated by the issuer
- Earn 5X Reward Points (capped at 7,500 RP/statement cycle) on your select Business spends such as
- Reward Points (5 RP per ₹200 spends) will be awarded only on the first 2 Income Tax transactions and first 2 GST transactions per billing cycle
- Up to 10X Reward Points on Apple Imagine Tresor, Myntra, MakeMyTrip, Hotel bookings on SmartBuy (capped at 4,000 Reward Points per month
- Avail up to 40% savings on your software purchase via Nuclei
- Get assured CashBack up to ₹1,800 in the first year and exciting e-vouchers worth up to ₹800 for adding 2 or more bills on SmartPay
- Save up to 40% on Business Travel & Software Purchases via SmartBuy
- 4% discount on flight and hotel bookings
Other benefits
- Welcome Benefit: ₹1,500 Amazon Voucher/Amazon
- Prime Membership
- Earn 5 Reward Points on every ₹200 spent for your business needs (excluding petrol, wallet, rent, education, EMI) (1 Reward Point = Up to ₹0.65
- 5X Reward Points on Income Tax & GST payments, Bill Payments, Google Ads, Meta Ads, Reliance Digital, Hotel and Flight Bookings*
- Instant discounts on business software like Google Workspace, Tally Prime, AWS, Microsoft Azure & more via Nuclei
- Refer below for complete details – additional benefits
- Get 1 Zero cancellation MakeMyTrip voucher for domestic flight on spends of Rs.75,000 per calendar quarter
- Save 10% on Dining Bills using Swiggy Dineout 35K+ restaurants!
- 5X Reward points on purchasing Instant Vouchers of Swiggy, Shopper’s Stop, Archies, etc., via SmartBuy
- Avail comprehensive suite of benefits and offers, designed to enhance the efficiency of your business processes and improve your bottom line, offered by our network partners.
- Visa: Visa Commercial Credit Card Offers
- Mastercard: https://easysavingsspecials.com/
- Smart EMI: Convert your big spends into EMI after purchase. To know more
- Use your Biz Power Credit Card to convert big online or in-store purchases into easy repayments with EasyEMI
- Avail Business Insurance package starting at an annual premium of ₹3,785
- Fire & Burglary insurance for Shop up to ₹5 lakh
- Cash in Safe/Transit up to ₹25,000
- Electronic Equipment insurance excluding terrorism up to ₹50,000
Welcome & milestones
Welcome
- Get Amazon Prime membership or Rs. 1500 Amazon Voucher on 1 Tax (IT,GST) or Travel or Ads(Meta Ads, Google Ads) transaction in first 30 days of card issuance
- with effect from 25th October 2025, the welcome benefit will be applicable only to first-time cardholders. It will not apply to conversions, migrations or upgrades. T&C Apply
- with effect from 25th October 2025, the welcome benefit will be applicable only to first-time cardholders. It will not apply to conversions, migrations or upgrades
Milestones
- Get a ₹5,000 MakeMyTrip/Reliance Digital voucher on quarterly retail spends of ₹2.5 Lakh (excluding petrol, IT, GST, EMI spends)(From 1st July, 2026)
- Get a ₹2,500 MakeMyTrip/Reliance Digital voucher on quarterly retail spends of ₹2.5 Lakh (excluding rent, petrol, EMI spends) (Until 30th June, 2026) T&C Apply
- Reward Point/RewardBack Redemption & Validity
- Get started with your card
- Reward Points can be redeemed as:
- For Example
- Redeem as CashBack against statement
- Redeem on SmartBuy (against Flights/Hotel booking
- Up to ₹0.5
- 1000 RP = Up to ₹500
Lounge access
Domestic: Get 2 domestic lounge access on spends of Rs. 75,000 in the previous calendar quarter · 2 Domestic Airport Lounge visits + 1 Zero Domestic Flight Cancellation Voucher(powered by MMT) per calendar quarter on spends of ₹75,000 in the previous quarter · Eligible cardholders enjoy 2 complimentary domestic lounge visits from 5th of each calendar quarter
International: Refer know more for complete details · Earn 10X reward points on SmartBUY & up to ₹1,200 cashback on PayZapp per month · Get up to ₹1,800 cashback in the first year and e-vouchers worth ₹800 for 2 or more bills on SmartBUY · Spend ₹4 Lakhs in a year (12 billing cycles) and get the renewal fee waived for the next year · For RuPay Card, Priority Pass is not required to access complimentary 6 international lounge access. Cardholders can access international lounge using their RuPay Card. · Platform Benefits
Programme: Priority Pass
Eligibility
Income
- Annual ITR above Rs 12 Lakhs
Every fee line found on the page
- Get Amazon Prime membership or Rs. 1500 Amazon Voucher on 1 Tax (IT,GST) or Travel or Ads(Meta Ads, Google Ads) transaction in first 30 days of card issuance.
- Avail Business Insurance package starting at an annual premium of ₹3,785.
- Save up to ₹1,70,205 annually on BizPower Credit Card*.
- Spend ₹4 Lakhs in a year (12 billing cycles) and get the renewal fee waived for the next year.
- Joining/Renewal Membership Fee: ₹2,500 plus applicable taxes.
- Renewal Fee Waiver: Spend ₹4 lakhs in an anniversary year (12 billing cycles) to get the renewal fee waived for the next year.
- Annual ITR above Rs 12 Lakhs
- Self-employed Indian citizens aged 21 to 65 years with an annual ITR above ₹12 lakh are eligible. The applications can be processed using ITR filings, GST returns, bank statements, and merchant payment reports.
- Joining fee/ Renewal fee of ₹2500 /-+ Applicable Taxes is applicable on HDFC Biz Power Credit Card.