Business Gold Credit Card

Rewards, as stated by the issuer

No reward line was found on this card's page. Rewards may be documented in a separate terms PDF the issuer links to instead.

Other benefits

• Surcharge waivers on rail tickets booked via IRCTC (up to ₹500 per statement
• Travel abroad securely with HDFC ERGO Travel Insurance Policy
• Reward Points on every ₹150 spent
• 1% CashBack on air tickets booked through domestic airline websites (up to ₹500 per statement
• ​​​Card Management Benefits
• 1% cashback Utility Bill Payments
• Up to ₹250 savings on fuel spends of ₹400 to ₹5000 (*Effective 15 Apr 2016, Reward Points will not be accrued for fuel transactions
• SmartPay is an automatic payment facility available on your Credit Card to pay your utility bills
• Credit and Safety
• ​​​Fees and Renewal
• Revolving Credit is available at a nominal interest rate
• Check the fees and charges section for more details
• Get up to 50 days of interest-free credit from the date of purchase
• The offer is subject to submission of the charge by the merchant
• Stay protected against unauthorised use when you shop anywhere with EMV Chip Card technology
• Zero liability for fraudulent transactions if reported immediately to HDFC Bank’s 24/7 Call Centre
• Joining Membership Fee: ₹500 plus Applicable Taxes
• Membership Renewal Fee 2nd year onwards: ₹500 plus Applicable Taxes per year

Lounge access

No airport lounge rule is listed on this card's page.

Every fee line found on the page

• Surcharge waivers on rail tickets booked via IRCTC (up to ₹500 per statement).
• Joining Membership Fee: ₹500 plus Applicable Taxes
• Membership Renewal Fee 2nd year onwards: ₹500 plus Applicable Taxes per year
• Waiver on renewal fees of ₹500 on annual spends of minimum ₹50,000 on your Business Gold Credit Card.