Fees read from issuer pageUpdated 2026-07-28

HDFC Bank

Business Regalia Credit Card

₹2,500 a year

LineBusiness & commercial
Joining fee₹2,500
Annual fee₹2,500
Forex markup3.5%

Rewards, as stated by the issuer

  • 4 Reward Points on every ₹200 spent:

Other benefits

  • Bonus Reward Points worth 10,000 on spends of ₹5 lakh in the anniversary year
  • Bonus Reward Points worth ₹5,000 on spends of ₹8 lakh in the anniversary year
  • Up to 50 days of interest free credit period on vendor/supplier bill payments and GST payments
  • Lowest foreign currency mark-up of 3.5% on all your foreign currency spends
  • Reward Points Accrual
  • ​​​​Reward Point Redemption
  • Indulge in mouth-watering discounts! Pay with your HDFC Bank Business Regalia card and enjoy FLAT 10% EXTRA OFF* on dining bills at 35K+ restaurants!
  • Option to convert big spends into EMI after purchase available on HDFC Bank Business Regalia Credit Card
  • HDFC Bank Business Regalia Credit Card is enabled for Contactless Payments at retail outlets
  • To see if your Card is contactless, look for the contactless network symbol on your Card
  • Available on any fraudulent transactions made on your Credit Card if reported immediately to HDFC Bank’s 24-hour Call Centre
  • Available at a nominate interest rate. (Check Fees & Charges section for more details

Lounge access

Domestic: Get 2 Complimentary Domestic Lounge Access per quarter (Jan-Mar | Apr-Jun | Jul-Sep | Oct-Dec) after spending ₹1 Lakh in the previous quarter · Eligible cardholders enjoy 2 complimentary domestic lounge visits from the 5th of each calendar quarter as per revision below · From 5th Jan'2026, the spends based complimentary domestic lounge shall be available through lounge voucher sent to the eligible customers. Swiping your card at the lounge will no longer be accepted for spends based complimentary domestic lounge visit · Please note: Priority Pass in India will attract charges on your Credit Card · Get 2 Complimentary Domestic Lounge Accesses per quarter on spend of ₹1 Lakh in the previous quarter

International: Apply for Priority Pass for self and add on members once you complete minimum 4 retail transactions on your HDFC Bank Business Regalia Credit Card · Using Priority Pass, you and your add on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India · For Diners Club Card, Priority Pass is not required to access complementary 6 international lounge access. Cardholders can access international lounge using Diners Club Card · To know about your lounge access history, write a mail to [email protected] . Please provide name, complete 18-digit Priority Pass number and state that PP Membership is via HDFC Bank program. If there is more than 1 Priority Pass number (belonging to add on PP holders), then provide all the PP Numbers · Any dispute on Priority Pass needs to be raised withing 6 months of visit

Programme: Priority Pass

Every fee line found on the page

  • Lowest foreign currency mark-up of 3.5% on all your foreign currency spends .
  • Joining/Renewal Membership Fee – ₹2,500/- plus Applicable Taxes
  • Earn 10,000 Reward Points on annual spends of ₹5 lakh.
  • Earn additional 5,000 Reward Points on annual spends of ₹8 lakh.​​​​​​​
  • The annual fee for the Business Regalia Credit Card in India is ₹2500 plus applicable taxes. For a detailed breakdown of fees and charges, please visit the fees and charges section.