CSC Small Business MoneyBack Credit Card

Rewards, as stated by the issuer

• On every ₹200 Spent - 4 Reward Points on online spends | 2 Reward Points on all other spends*
• Reward Points for every ₹200 spent
• 4 Reward Points on online spends
• 2 Reward Points on all other expenses (Except fuel
• 5X Reward Points on Fuel (Maximum 1000 points in a month
• 1,000 Bonus Reward Points on annual spends of ₹90,000
• Buy interiors, furniture, electronics, ACs and more in bulk with No Cost EMI offer
• Up to 20 % savings off on all your restaurant bill payments via Swiggy Dineout
• Spend ₹25,000 in 12 Months and get Renewal Fee waived for next renewal year
• Reward Points as per the product features will be credited in the form of CashPoints, which can be redeemed by the customer against their statement balance (100 Reward Points = up to ₹20
• Minimum redemption amount should be ₹2, 500
• Transaction amounts less than ₹200 will not accrue any Reward Points
• Reward Points against outstanding on your Card Account
• Reward points accrued will be reversed if a retail transaction is converted into SmartEMI
• Reward points accrued for Insurance transactions will have a maximum cap of 2,000 per transaction
• Additional Reward Points will be credited in the subsequent statement cycle only for transactions which are classified under the 'Air', 'Travel',''Hotel', 'Restaurant' or 'Online' Merchant Category Code (MCC) as defined by VISA/ MasterCard
• Maximum of 500 reward points can be earned in a calendar month on UPI spends through RuPay Credit Card
• Rent payment and Education related transactions will not earn reward points

Other benefits

• 5% CashBack on Business Essential Spends* (like electricity bills, telephone and internet bills, Government and Tax Payments
• HDFC Bank Business MoneyBack Credit Card is enabled for Contactless Payments at retail outlets
• Enjoy amazing dining benefits with Good Food Trail program
• Indulge in mouth-watering discounts! Pay with your HDFC Bank CSC Small Business Moneyback and enjoy FLAT 10% EXTRA OFF* on dining bills at 35K+ restaurants!
• Offer inclusive of Restaurant and Swiggy Discount. Offer valid only on payments done Swiggy App
• Option to convert big spends into EMI after purchase available on HDFC Bank Business MoneyBack Credit Card
• Available on any fraudulent transactions made on your Credit Card if reported immediately to HDFC Bank’s 24-hour Call Centre
• Available at a nominal interest rate. (Check Fees and Charges section for more details
• Exclusive SmartBuy Business portal for all Business cardholders
• • 4 Reward Points for every ₹150 spent on online spends
• • 2 Reward Points for ₹150 on other expenses (Except fuel
• Redeem Reward Points for CashBack 100 Reward Points = ₹20
• • Enjoy 5X Reward Points on Fuel capped at 1000 Rewards per calendar month
• 1% Fuel Surcharge waived off on fuel transactions
• Minimum transaction of ₹400, Maximum CashBack of ₹250 per statement cycle
• The CSC Small Business MoneyBack Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets
• You can use your Card to make quick transactions at merchant locations accepting contactless Cards
• Zero liability on lost card

Welcome & milestones

Lounge access

No airport lounge rule is listed on this card's page.

Eligibility

Every fee line found on the page

• 1,000 Bonus Reward Points on annual spends of ₹90,000
• Spend ₹25,000 in 12 Months and get Renewal Fee waived for next renewal year.
• Annual ITR > ₹6 lakh
• Joining/Renewal Membership Fee – ₹250/- plus Applicable Taxes
• Reward redemption fee of ₹99 per request will be applicable on all redemptions.
• Complimentary Zomato Gold Membership on spends worth ₹75,000 within first 3 months of getting your new Business credit card.
• Earn 1000 Reward Points on annual spends of ₹90,000 or more in each anniversary year*
• 1% Fuel Surcharge waived off on fuel transactions.