Fees read from issuer pageUpdated 2026-07-28
HDFC Bank
Diners Club Black Metal Edition Credit Card
₹10,000 a year
LinePersonal
Joining fee₹10,000
Annual fee₹10,000
Forex markup2%
Rewards, as stated by the issuer
- 5X reward points via
- Spend 4 Lakh or more in a calendar quarter to get 10,000 Bonus Reward Points
- Redeem Reward Points on SmartBuy at up to 1:1 ratio
- You can redeem your Reward Points on SmartBuy or NetBanking
- Reward Points Redemption against each category can be redeemed at:
- Airmiles conversion
- Up to 1.0 airmile
- up to ₹0.50
- up to ₹0.30
- Reward Points can be redeemed up to 70% of the booking value for Flights and Hotel booking. The remaining amount will have to be paid via Credit Card
Other benefits
- 2% on all your foreign currency spends*
- Up to 10X Reward Points on spending via SmartBuy . Redeem up to 70% of booking value through Reward Points
- Earn 2X Reward Points on Weekend Dining on participating restaurants
- Tailor-made offers such as workspaces, business insurance and wellness discounts
- 6 Complimentary Golf games every quarter across the finest courses in the world
- Air accident insurance worth ₹2 crore
- Emergency overseas hospitalization cover of ₹50 lakh
- Travel Insurance Cover of up to INR 55,000 on baggage delay beyond 8 hours for international flight (Capped to $10/hour
- Credit Liability Cover of up to ₹9 Lakh
- Up to 50 days of interest-free Credit from the date of purchase*
- Ability to convert large transactions to a SmartEMI after purchase
- Contactless payments* to improve your purchase experience
- Foreign Currency Markup
- Option to convert your big spends into EMI after purchase available on Diners Club Black Credit Card. To know more
- Enjoy Revolving Credit on your Diners Club Black Credit Card at nominal interest rate. Refer to the Fees and Charges section, to know more
- These charges will be billed on your subsequent statement within 60 days from date of visit. Currency conversion rate is applicable as on the date of settlement
Welcome & milestones
Welcome
- Annual memberships of Club Marriott, Amazon Prime and Swiggy One on 1.5 Lakh spends in first 90 days
Milestones
- Get 10,000 Bonus Reward Points on spends of ₹ 4 lakhs every calendar quarter
- Spend ₹ 8 Lakhs in 12 Months and get Renewal Fee waived for next renewal year
- Easily track your milestone spends by following these steps. Visit https://offers.smartbuy.hdfc.bank.in/v2/foryou >> Click on Diners Club Benefits >>Diners Club Black Metal Milestones>> Check Welcome Benefits
Lounge access
Domestic: Unlimited lounge access to 1,300+ lounges in India and abroad for primary and add-on card members · Unlimited Airport lounge access to 1300+ Lounges in India and worldwide for primary and add-on card members
International: For International lounge list, please check Diners Travel Tool App
Eligibility
Age
- Salaried — Age: 21 - 60 years
- Self-employed — Age: 21 - 65 years
Income
- Salaried — Net Income (Monthly) > ₹2.5 lakh per month
- Self-employed — Net Income > ₹30 lakh per annum
Employment
- Salaried
- Self-employed
Documents
- Identity Proof: Aadhaar card, Driving license, Passport size photographs
- Address Proof: Utility bills (electricity, water, gas, or telephone, Rental agreement, Aadhaar card
- Income Proof: Salary slips (for salaried individuals, Income Tax Returns (self-employed, Bank statements
Every fee line found on the page
- Welcome benefit: Spends of ₹1.5 lakhs or more in first 90 days & get club Marriott membership, Swiggy One (3 months) & Amazon Prime memberships.
- 2% on all your foreign currency spends*
- Spend ₹ 8 Lakhs in 12 Months and get Renewal Fee waived for next renewal year.
- Joining/Renewal Membership Fee – ₹10,000/- plus Applicable Taxes .
- Spend ₹ 8 lakh in 12 Months and get Renewal Fee waived for next renewal year
- 2% on all your foreign currency spends.