Fees read from issuer pageUpdated 2026-07-28

HDFC Bank

Diners Club Miles Credit Card

₹1,000 a year

LinePersonal
Joining fee₹1,000
Annual fee₹1,000
Forex markupNot stated

Rewards, as stated by the issuer

  • Joining/renewal membership fee : ₹1,000 plus applicable taxes
  • Cash Advance Fee : 2.5% fee, minimum ₹500, on all cash withdrawals
  • Interest: 3.6% per month on outstanding amounts past the due date
  • Renewal fee waiver on spending ₹1lakh or more in a year
  • You can redeem your Reward Points on SmartBuy or Netbanking
  • Reward Points Redemption against each category can be redeemed at:
  • Airmiles conversion
  • 1.0 airmile
  • up to ₹0.35
  • up to ₹0.20
  • Reward Points can be redeemed up to 70% of the booking value for Flights and Hotel booking. The remaining amount will have to be paid via Credit Card
  • Reward points earned are capped at 50,000 in a statement cycle

Other benefits

  • 4 Reward Points for every ₹200 spent, redeem them for flight tickets and hotel stays, and cover up to 70% of purchase value
  • 15% discount at premium restaurants and 1400+ dining offers globally
  • Emergency medical expenses cover up to ₹25 lakh
  • Travel insurance for baggage delay/loss up to ₹50,000
  • Air accident cover up to ₹1 crore

Lounge access

No airport lounge rule is listed on this card's page.

Every fee line found on the page

  • Joining/renewal membership fee : ₹1,000 plus applicable taxes.
  • Cash Advance Fee : 2.5% fee, minimum ₹500, on all cash withdrawals.
  • Renewal fee waiver on spending ₹1lakh or more in a year.