Doctor's Regalia Credit Card

Rewards, as stated by the issuer

• Regalia Reward Points: You earn 4 reward points on ₹ 150, on all retail* spends including Insurance, Utilities, Education and Rent Pay
• For Flight and hotel bookings Regalia Credit card members can redeem up to maximum of 70% of booking value through Reward Points. Rest will have to be paid via Credit Card. This will be effective from 25.11.2019
• Only valid Retail purchases qualify for Reward points
• Reward points will not be accrued for fuel transactions
• Reward points are valid only for 2 years from the date of accumulation
• E.g.: If you have received reward points in the month of April 2019, then same will expire in April 2021
• EasyEMI and e-wallet loading transactions will not accrue Reward points
• Reward points accrued will be reversed if a retail transaction is converted into SmartEMI
• If the Credit Card is not used for more than 365 days, Reward Points accrued will be nullified
• Reward points accrued for Insurance transactions will have a maximum cap of 2,000 per day
• Travel Concierge – 24 X 7
• Unleash the power of your Reward Points like never before on https://offers.smartbuy.hdfcbank.com/regalia , an exclusive portal for Regalia credit cardholders
• You can choose to redeem your Reward Points instantly against:
• Each Reward Point is worth 50 paise when redeemed on https://offers.smartbuy.hdfcbank.com/regalia
• Doctor's Regalia Credit Card provides you protection worth up to ₹ 20 Lakh* against costs arising due to professional negligence
• *Any One Accident: ₹ 4 Lakh & Deductible: ₹ 25,000 for each & every claim
• Accidental air death cover worth ₹ 1 Crore
• Emergency overseas hospitalisation up to ₹ 15 lakhs in case of emergency

Other benefits

• 12 complimentary access per calendar year within India (both at domestic and international terminals
• Apply for Priority Pass for self and add-on members once you complete minimum 4 retail transactions
• Exclusive complimentary Dineout Passport Membership
• Assured flat 25% off at 2000+ premium restaurants
• 1+1 on buffet at 200+ restaurants
• As part of our elite circle, you enjoy world-class privileges and great saving opportunities
• 4 reward points on ₹ 150, on all retail* spends including Insurance, Utilities, Education and Rent Pay
• Enjoy foreign currency mark up of 2% on all your foreign currency spends
• 1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5000
• Protection worth up to ₹ 20 Lakh* against costs arising due to professional negligence
• Additional 5% off and ₹0 Convenience fee
• Early access to events and festivals such as Gourmetlicious*
• The HDFC Bank Regalia Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets
• *To see if your card is contactless, look for the contactless symbol network on your Card
• You can use your card to make quick transactions at merchant locations accepting contactless cards
• Please note that in India, payment through contactless mode is allowed for a maximum of ₹ 5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹ 5000, the card holder has to enter the Credit Card PIN for security reasons
• First Year Membership Fee – ₹ 2500/- + Applicable Taxes, Renewal Membership Fee – ₹ 2500/- + Applicable Taxes
• Welcome Benefit of 2500 Reward Points and renewal benefit of 2500 Reward Points (applicable only after the membership fee is realised and not applicable when the fee is waived off)* Terms & Conditions Apply

Welcome & milestones

Lounge access

Domestic: Please note: Priority Pass in India will attract charges on your Credit Card · 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Doctor's Regalia Credit Card · Yes, the Doctor's Regalia Credit Card provides lounge access privileges. You can enjoy unlimited airport lounge access to 1000 plus lounges in India for both primary and add-on card members

International: Using Priority Pass, you and your add on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India · Please write a mail to [email protected] . Please provide name, complete 18 digit Priority Pass number and state that PP Membership is via HDFC Bank program. If there is more than 1 Priority Pass number (belonging to add on PP holders), then please provide all the PP Numbers · Use Priority Pass to avail up to 6 Complimentary Lounge Access per calendar year, outside India

Programme: Mastercard Lounge · Priority Pass

Every fee line found on the page

• Enjoy foreign currency mark up of 2% on all your foreign currency spends.
• 1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5000.
• First Year Membership Fee – ₹ 2500/- + Applicable Taxes, Renewal Membership Fee – ₹ 2500/- + Applicable Taxes
• Spend ₹ 3L in 12 Months and get Renewal Fee waived for next renewal year.