Doctor's Superia Credit Card

Rewards, as stated by the issuer

• Get 3 Reward Points for every ₹200 you spend
• Redeem Reward Points for air miles on more than 20 international airlines or on any major domestic airline
• Redeem your Reward Points for exciting gifts from an exclusive rewards catalogue, at the applicable redemption rate
• Get 1,000 Reward Points on Joining
• Earn 1,000 Reward Points Every Year

Other benefits

• Enjoy 50% more reward points* when you dine out
• 1% fuel surcharge waiver at all fuel stations across India on transaction between ₹ 400 and ₹ 5,000. Max waiver of ₹ 250 per statement cycle
• Protection worth up to ₹ 20 Lakh* against costs arising due to professional negligence
• Bodily injury and / or death of any patient caused by error, omission or negligence in professional service rendered
• Legal costs and Defence expenses on *any one accident up to ₹ 4 Lakh & Deductible ₹ 25,000 for each & every claim
• Rewards Validity & Redemption
• If you lose your Card, report it immediately to 24-hour call centre . After reporting the loss, you have zero liability on any fraudulent transactions made with your card
• Enjoy Revolving Credit on your Credit Card at nominal interest rate, refer Fees and Charges section
• Avail up to 50 interest free days from the date of purchase (subject to the submission of the charge by the Merchant
• Your HDFC Bank Doctor’s Superia Credit Card gives you tons of reasons to dine out. Enjoy 50% more reward points* when you dine. Now every meal will be more rewarding
• *50% more Reward Points are offered to the Cardholders only on those transactions which are classified under the 'Restaurant' Merchant Category Code (MCC) as defined by VISA/ MasterCard. Merchant Category Code (MCC) classified under 'Hotel' categories will not qualify for 50% more Reward Points
• Accumulate Reward Points and redeem them for air miles on more than 20 international airlines or on any major domestic airline. (100 AirMiles = 667 Reward Points
• You can also redeem your Reward Points for exciting gifts from an exclusive rewards catalogue, at the applicable redemption rate. Please
• Only retail purchases qualify for Reward Points. Cash advance, fees and other charges do not accrue any reward points. Transaction amounts less than ₹ 200 will not accrue any Reward Points
• Reward points validity
• Reward points are valid only for 2 years from the date of accumulation
• For example: if you receive reward points in May 2015, same will expire in May 2017
• Joining / Annual membership Fee: ₹1,000

Lounge access

Domestic: Yes, the Doctor's Superia Card provides unlimited airport lounge access to 1,000 plus lounges in India for both primary and add-on card members

Every fee line found on the page

• 1% fuel surcharge waiver at all fuel stations across India on transaction between ₹ 400 and ₹ 5,000. Max waiver of ₹ 250 per statement cycle.
• Only retail purchases qualify for Reward Points. Cash advance, fees and other charges do not accrue any reward points. Transaction amounts less than ₹ 200 will not accrue any Reward Points.
• Joining / Annual membership Fee: ₹1,000