Fees read from issuer pageUpdated 2026-07-28
HDFC Bank
INFINIA Credit Card (Metal Edition)
₹12,500 a year
LinePersonal
Joining fee₹12,500
Annual fee₹12,500
Forex markup2%
Rewards, as stated by the issuer
- Earn 5 Reward Points on every Rs.150 spent*
- Earn up to 10x Reward Points on Smartbuy spends*
- A. Reward Points Accrual:
- Earn 5 Reward Points on every Rs.150 retail* spends including Insurance, Utilities and Education
- Earn up to 10 times Reward Points* on your travel and shopping spends on Smartbuy
- You can redeem your Reward Points on Smartbuy or Netbanking
- Redeem your Reward Points on SmartBuy or NetBanking
- Reward points redemption against each category can be redeemed at:
- Airmiles conversion
- Upto 1 Airmile
- up to ₹0.50
- Cashback against statement Balance
- up to ₹ 0.30
- A maximum of 2 lakh reward points can be redeemed in a statement cycle
- Reward point redemption will be capped at 1.5 lakh reward points per month for Flights, Hotel Bookings and airmiles
- Reward points can be redeemed for up to 70% of the total bill value on purchase of Apple products and Tanishq vouchers. The remaining amount will have to be paid via Credit Card
- Reward Point redemptions are capped per month to 50,000 reward points against statement balance
Other benefits
- Book stay for 3-nights & pay for 2 at participating ITC hotels. Here.
- Unlimited Complimentary Global golf lessons & games. Here.
- 24 x 7 Global Personal Concierge for customized bookings & assistance
- 1+1 buffet at participating ITC hotels. Here
- Up to 25% discount on Dining & stay across Asia-Pacific with Complimentary Club Marriott Membership
- Unlimited Complimentary Golf lessons & games at leading courses across India and select courses across the world
- Enjoy 100% green fee waiver at select golf courses worldwide
- 24x7 Golf Concierge Assistance services for booking/cancellation at 1800 118 887 | 022 42320226
- To check the golf course list
- Here are some of the services provided by our concierge.
- Itinerary planning and reservation assistance
- Private dining assistance
- International gift delivery
- Event planning and referrals
- Airport VIP service (meet-and-greet) and much more
- Concierge Services
- The HDFC Bank Infinia Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets
- To see if your Card is contactless, look for the contactless network symbol on your Card
Welcome & milestones
Welcome
- Complimentary Club Marriott membership for first year. Here.
- Welcome benefit of 12,500 reward points*
- Up to 25% discounts for Dining & stay across Asia – Pacific region
- Member's Night on Monday: Buy one drink, get a complimentary second drink
- Member's Day on Tuesday: 50% off on food bill & 25% off on beverage bill
- Renewal benefit 12,500 Reward Points* upon fee realization and card activation
- Renewal fee waiver - Spend 10 lakhs or more in the preceding 12 months and get renewal membership fee waived off for next year
- Travel, Hotel & Dining Benefits
Milestones
None listed.
Lounge access
International: Unlimited complimentary global airport lounge access for primary and add-on cardholders. Here
Programme: Priority Pass
Every fee line found on the page
- Up to 25% discount on Dining & stay across Asia-Pacific with Complimentary Club Marriott Membership
- Foreign Currency Markup : Lowest markup fee of 2% on all foreign currency transactions.
- Fuel Surcharge Waiver : 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs.400 and Rs.1,00,000. Note - No Reward Points are earned on fuel transactions. More Details
- Joining Fee: ₹12,500 plus Applicable Taxes
- Renewal Fee: ₹12,500 plus Applicable Taxes
- Fee Waiver: Spend ₹10 lakh or more in a year before the renewal date to get the renewal fee waived.
- Joining Fee: ₹10,000 plus Applicable Taxes
- Renewal Fee: ₹10,000 plus Applicable Taxes
- Fee Waiver: Spend ₹8 lakh or more in a year before the renewal date to get the renewal fee waived.
- No, the Infinia Metal Credit Card is not free. There is a joining fee of ₹12,500 plus applicable taxes and an annual renewal fee of ₹12,500 plus applicable taxes.
- On spending ₹10 lakh or more in the preceding 12 months, get a renewal fee waiver in the next year