Millennia Credit Card

Rewards, as stated by the issuer

• 1% CashBack on other Spends
• Upto 10% CashBack across 200+ Brands via SmartBuy/PayZapp Shop
• Pay your Membership fee and get Reward Points equivalent to Fee Amount
• Get upto 10% Additional CashBack via PayZapp Shop / SmartBuy
• Zero lost card liability: In the unfortunate event of losing your HDFC Bank Millennia Credit Card, on reporting it immediately to our 24-hour call centre (Toll free numbers 1800 1600/1800 2600 . Customers traveling overseas can reach us at 022-61606160
• CashBack is in Reward Points and is redeemable against the statement balance upon request
• A minimum of 500 Reward Points are required for statement balance redemption
• Reward Points redemption for CashBack redemption are capped per calendar month to 3,000 Rewards Points
• Flight and hotel bookings are capped at 50% with Reward Points; the rest of transaction amount will have to be paid via credit limit
• Reward points redemption for flights & hotels bookings are capped per calendar month at 50,000
• Cardmembers can redeem upto 70% of product/Voucher value through Reward points on select vouchers/products and pay the remaining amount via Credit card
• Unredeemed Reward Points expire/lapse after 2 years

Other benefits

• 5% CashBack on leading brands - Amazon, Flipkart, Myntra, Tata CLiQ, Swiggy, Zomato, Uber, BookMyShow, Sony LIV and Cult.fit
• 10% additional discount on Swiggy Dineout using coupon code HDFCCARDS, TnC
• 1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle
• This Card is enabled* for contactless payments at retail outlets
• In India, contactless payments up to ₹5,000 per transaction don’t require a PIN entry
• For amounts ₹5,000 or more, the cardholder must enter their Credit Card PIN for security
• You may check for the Contactless Network Symbol on your card
• For More Frequently Asked Questions

Welcome & milestones

Lounge access

Domestic: Get either ₹1,000 worth gift voucher or 1 domestic lounge access on spends of ₹1,00,000 and above in each calendar quarter

Eligibility

Every fee line found on the page

• 1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle)
• Save up to ₹20,000* annually Just like 20 lakh+ HDFC Bank Millennia Credit Cardholders
• Joining/Renewal Membership Fee – ₹1,000/- + Applicable Taxes
• Spend over ₹1,00,000 in a year before renewal to get your Credit Card fee waived.
• The Millennia Credit Card comes with an annual membership fee of ₹1000 plus applicable taxes. However, you can get the renewal fee waived by spending ₹1,00,000 and above within the first year.