MoneyBack Credit Card

Rewards, as stated by the issuer

• 2X Reward Points on every ₹200 spent online
• Reward points are capped at 500/statement cycle, starting 15th July 2020
• 500 reward points upon card activation
• 0.25 airmiles
• A minimum of 2,500 reward points is needed to redeem against the statement
• Redeem reward points for up to 50% on flights & hotels
• Effective 1st Jan 2023, CashPoint redemption on flights and hotels is capped at 50,000/month
• CashPoint redemptions are capped per month to 3,000 Reward Points
• Redeem up to 70% of product/voucher value with points
• Unredeemed reward points expire after 2 years of accumulation
• Rent and government-related transactions will not earn Reward Points
• Reward points on grocery transactions are capped at 1,000 per month
• In India, contactless payments up to ₹5,000 don't require a PIN for a single transaction
• For amounts ₹5,000 or more, the Cardholder must enter the Credit Card PIN

Other benefits

• Dining privileges with Good Food Trail for max. 20% off on Swiggy Dineout
• 1% fuel surcharge waiver on ₹400-₹5,000 transaction amount
• The maximum waiver is capped at ₹250 per statement cycle
• On crossing spends of ₹50,000 every quarter, get a gift voucher worth ₹500
• Link your HDFC Bank MoneyBack Credit Card on PayZapp
• Extra cashback and Reward Points on bill payments and mobile recharge
• Get₹1,000 CashBack on shopping in-app over 200+ brands
• Securely pay without the hassle of OTPs with ‘Swipe to Pay.’
• ​​Up to 10% cashback on flight and hotel bookings, gift vouchers and more ​on the MoneyBack Credit Card via SmartBuy
• Card Control and Redemption
• Credit and Safety
• Joining Membership Fee: ₹500 plus applicable taxes
• Membership Renewal Fee 2 nd year onwards: ₹500 plus applicable taxes
• Get ₹500 renewal fee waived on ₹50,000+ annual spends on your MoneyBack Card
• 1 RP = Up to ₹0.25
• Redeem reward points via NetBanking or by filling out a form at any branch
• Reward points can be redeemed across various categories as follows:
• Product Catalogue

Lounge access

No airport lounge rule is listed on this card's page.

Every fee line found on the page

• 1% fuel surcharge waiver on ₹400-₹5,000 transaction amount.
• Joining Membership Fee: ₹500 plus applicable taxes.
• Membership Renewal Fee 2 nd year onwards: ₹500 plus applicable taxes.
• Get ₹500 renewal fee waived on ₹50,000+ annual spends on your MoneyBack Card.