Fees read from issuer pageUpdated 2026-07-28

HDFC Bank

Paytm HDFC Bank Business Credit Card

₹500 annual · ₹49 renewal

LineBusiness & commercial
Joining fee₹49
Annual fee₹500
Forex markupNot stated

Rewards, as stated by the issuer

No reward line was found on this card's page. Rewards may be documented in a separate terms PDF the issuer links to instead.

Other benefits

  • 3% Cashback on all purchases on Paytm [Mall + Movies +Mini App]
  • Get 3% on all purchases on Paytm [Recharge + Utility + Movies + Mini App]
  • Max. Cap per Calendar Month - Rs. 500
  • 2% Cashback on all other Paytm Spends
  • Get 2% Cashback on all other Paytm spends
  • 1% Cashback on all other retail transactions (excluding Fuel, EMIs, Rental, Government Spends
  • 1% Cashback on all other all other retail transactions (excluding Fuel, EMIs, Rental, Government Spends
  • Max. Cap per Calendar Month - Rs. 1000
  • Upto 20% discount* on partner restaurants via Dineout while using your HDFC Bank Credit Card
  • 5% Cashback on all purchases on Paytm [Mall + Movies+ Mini App]
  • Get 5% on all purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
  • Max. Cap per Calendar Month - Rs. 1500
  • Get 3% Cashback on Accelerated Categories like Swiggy, AJIO, Big Basket & Uber
  • Max. Cap per Calendar Month - Rs. 2000
  • 2% Cashback on all purchases on Paytm [Mall + Movies +Mini App]
  • Get 2% on all purchases on Paytm [Mall + Movies + Mini App]
  • Max. Cap per Calendar Month - Rs. 250
  • 1% Cashback on all other Paytm Spends

Welcome & milestones

Welcome

  • Paytm First Membership on activation of card (Min. 1 txn of Rs. 100 in 365 days
  • Enjoy Rs.250 worth gift voucher upon card activation with 2 transactions in first 30 days (Non-EMI Spends
  • Enjoy Rs.500 worth gift voucher upon card activation with 4 transactions in first 30 days (Non-EMI Spends
  • Paytm First Membership on activation of card (Min. 1 transaction of Rs. 100 in 365 days

Milestones

  • Earn upto Rs. 1200 cashback annually
  • 1% Cashback upon spending Rs.10,000 every month (Non-EMI Spends and Non-Rental Spends
  • Earn Gift Vouchers worth Rs.500 upon spending Rs.50,000 every Calendar Quarter (Non-EMI and Non-Rental Spends
  • Upgrade to Paytm HDFC Bank Credit Card by spending Rs. 10,000 in 3 consecutive months (Non-EMI Spends and Non-Rental Spends
  • Enjoy Rs.500 worth Gift Voucher on spends of Rs.1 Lac in a year (Non-EMI and Non-Rental Spends
  • Enjoy Rs.1000 worth Gift Voucher on spends of Rs.2 Lac in a year

Lounge access

Domestic: 8 Complimentary access to Domestic Airport Lounges across country in a calendar year (Capped at 2 visits per Quarter · 12 Complimentary access to Domestic Airport Lounges across country in a calendar year (Capped at 3 visits per Quarter

Every fee line found on the page

  • Earn upto Rs. 1200 cashback annually -
  • ​​​​​​​Renewal Year Fee waived upon spending Rs. 50,000 (Non-EMI spends) in the 12 months period
  • Paytm First Membership on activation of card (Min. 1 txn of Rs. 100 in 365 days)
  • Monthly Membership Fee: Rs. 49 + GST
  • Annual Membership Fee: Rs. 500 + GST
  • First Year Annual Membership Fee waived upon spending Rs. 50,000 (Non-EMI Spends) within the first 90 days
  • Renewal Year Fee waived upon spending Rs. 1,50,000 (Non-EMI Spends) in the 12 months’ period.
  • Annual Membership Fee: Rs. 1000 + GST
  • Renewal Year Fee waived upon spending Rs.25,000 (Non-EMI spends) in the 12 months period.
  • Monthly Membership Fee: Rs. 29 + GST
  • Annual Membership Fee: Rs. 149 + GST
  • Renewal Year Fee waived upon spending Rs. 50,000 (Non-EMI spends) in the 12 months period
  • Cash advance fee reversal for first cash withdrawal transaction in a calendar month. (Capped at Rs.500)
  • Annual Membership Fee: Rs.500 + GST
  • Paytm First Membership on activation of card (Min. 1 transaction of Rs. 100 in 365 days)
  • Renewal Year Fee waived upon spending Rs.1,00,000 (Non-EMI spends) in the 12 months period
  • Annual Membership Fee: Rs.1000 + GST