Paytm SELECT Business Credit Card

Rewards, as stated by the issuer

• 5% CashBack on all purchases across Paytm*
• 3% Cashpoints on Swiggy, AJIO, Big Basket & Uber
• 2% CashBack on all other Paytm spends
• CashBack as per the product features will be credited in the form of CashPoints, which can be redeemed by the customer against their statement balance
• Cashback is not applicable for wallet loads, fuel spends, EMI spends, rental spends, and government spends
• Cashback earned on Grocery Spends will be capped at ₹1000 cashpoints per month
• Redemption of Travel Cashback Points will be capped at 50,000 points per month
• Effective 1st February 2023, Cashback redemption will be capped at 3000 points per month
• 70% points plus 30% minimum pay system - A minimum of 30% pay system has been introduced for redemption of points on select categories only
• Save up to 10% on your Business and Personal spends of ₹8 lakh in a year with Paytm HDFC Bank Select Business Credit Card

Other benefits

• Up to 10 % Savings on your Spends*
• 1% fuel surcharge waived off on fuel transactions
• 1000 worth of Gift Vouchers on spends of ₹2 lakh in a year*
• Exclusive benefits over and above the regular offers with Paytm First
• Seamless utility bill payments on time with SmartPay
• Secure your card from fraud with zero liability on transactions once it is reported lost
• Enjoy Revolving Credit at nominal interest rate
• 1% fuel surcharge waived of on fuel transactions
• Paytm HDFC Bank Select Business Credit Card is enabled* for Contactless Payments at retail outlets
• Available on any fraudulent transactions made on your Credit Card if reported immediately to HDFC Bank’s 24-hour Call Centre
• Available at a nominate interest rate. (Check Fees and Charges section for more details

Welcome & milestones

Lounge access

Domestic: 12 Complimentary access to Domestic Airport Lounges across the country in a calendar year*

Eligibility

Every fee line found on the page

• 1% fuel surcharge waived off on fuel transactions.
• 1% fuel surcharge waived of on fuel transactions.
• Annual ITR : > ₹8,00,000
• Save up to ₹15,000* annually Just like 22 lakh+ HDFC Bank cardholders
• Joining Membership Fee: ₹1000 plus Applicable Taxes. First Year Fee waived upon spending ₹60,000 (non-EMI spends) within the first 90 days
• Membership Renewal Fee 2nd year onwards: ₹500 plus Applicable Taxes per year
• On annual spends of ₹1 lakh (non-EMI spends) in the 12-month period, renewal fee is waived off on Paytm HDFC Bank Select Business Credit Card.