Pine Labs Pro Credit Card

Rewards, as stated by the issuer

• Redemption of Reward Points to Cashback and Travel will be capped at 50,000 points per month per customer
• Accrual of Reward Points on Grocery Spends will be capped at 1000 points per month per customer
• There will be no Reward Points accrual on Spends made on Rental and Education category payments
• Points + Pay - A maximum of 70% can be paid using Reward Points and the other 30% to be made by payment modes (Cash/Cards/UPI etc
• Membership fees: ₹1,000 plus GST
• First-year fee waived upon spending ₹75,000 (Non-EMI) within 90 days
• Renewal fee waived upon spending ₹1 lakh (Non-EMI) within 12 months

Other benefits

• 4 Reward Points (for every ₹150 spent) for all E-com and POS Spends (except EMI spends, fuel and wallet load transactions
• 5% CashBack on business essentials like Utility, Telecom, IRCTC, Govt. and tax payments (capped at ₹250 per month
• Get up to 50 days of FREE credit period
• 1% Fuel Surcharge waived off on fuel transactions. (Minimum transaction of ₹400, Maximum CashBack of ₹250 per statement cycle
• Avail 3% CashBack on all spends (Non-EMI Spends) till 30th September 2022 (capped at ₹1500 per month) (except wallet load, fuel spends and spends made on Pine Labs Vendor Payment platform
• Register your Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. You can then ensure that all your utility bills are paid on time, conveniently and easily
• If you lose your Card, report it immediately to our 24-hour call centre. After reporting the loss, you have a zero liability on any fraudulent transactions made on your card
• Annual fee of ₹1000 is levied after 90 days of Card issuance. The first-year fee is waived off upon spending ₹75,000 (non-EMI spends) within the first 90 days
• Insurance/Comprehensive protection & Nominee details for Insurance
• Reward Point/CashBack Redemption & Validity
• Lounge Access: 8 Complimentary access to Airport Lounges across country in a calendar year (Capped at 2 visits per Quarter
• Milestone Benefit: Earn 10,000 Bonus Reward Points on yearly spends of ₹5 Lakh (Non-EMI Spends). Earn total 15,000 Bonus Reward Points (additional 5,000 Bonus Reward Points) on yearly spend of ₹8 Lakh (Non-EMI Spends
• Vendor Payment Offer
• 1% flat interest on supplier payments done through Pine Labs’ outward payment platform. Customers earn 1% CashBack (up to ₹500 a month) till Sep 30, 2022. CashBack can be redeemed for vouchers using Pine Labs outward pay out platform at https://credit.pinelabs.com/ccc/login
• ​​​Renewal Offer
• Renewal Fee waived upon spending ₹1,00,000 (Non-EMI Spends) in the 12-month period
• Pine Labs HDFC Bank Pro Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets
• You can use your Card to make quick transactions at merchant locations accepting contactless Cards

Lounge access

Programme: Visa Lounge

Every fee line found on the page

• 1% Fuel Surcharge waived off on fuel transactions. (Minimum transaction of ₹400, Maximum CashBack of ₹250 per statement cycle)
• Annual fee of ₹1000 is levied after 90 days of Card issuance. The first-year fee is waived off upon spending ₹75,000 (non-EMI spends) within the first 90 days.
• Renewal Fee waived upon spending ₹1,00,000 (Non-EMI Spends) in the 12-month period.
• Membership fees: ₹1,000 plus GST.
• Renewal fee waived upon spending ₹1 lakh (Non-EMI) within 12 months.
• ​​1% Mark-Up to be applicable on all International DCC transactions