Fees read from issuer pageUpdated 2026-07-28

HDFC Bank

PIXEL Go Credit Card

₹250 a year

LinePersonal
Joining fee₹250
Annual fee₹250
Forex markupNot stated

Rewards, as stated by the issuer

  • 1% Cashback on UPI spends
  • 1% fuel surcharge waiver at all fuel stations across India on transactions of ₹400- ₹5,000. Maximum waiver of ₹250 per statement cycle
  • 5% CashBack on eligible transactions via SmartBuy
  • Up to 10% savings off on all your restaurant bill payments via Swiggy Dineout
  • 100% Digital: No documentation, email, or calling required. Simply convert to EMI and manage EMI repayments fully from your Payzapp
  • CashBack will be credited in the form of PIXEL CashPoints and can be easily managed under the rewards section of the PIXEL Homepage in Payzapp
  • Upon the accumulation of 500 PIXEL CashPoints, they can be redeemed easily to the PayZapp Wallet and used to purchase your choice of brand vouchers within PayZapp digitally
  • PIXEL CashPoints are valid for 2 years from the date of accumulation

Other benefits

  • 1% CashBack on eligible transactions
  • 5% Cashback on SmartBuy
  • Fully digital onboarding and management via PayZapp
  • Zero lost card liability: In the unfortunate event of losing your HDFC Bank PIXEL Go Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card
  • Interest Free Credit Period: Up to 50 days of interest free period on your HDFC Bank PIXEL Go Credit Card from the date of purchase (subject to the submission of the charge by the Merchant
  • Revolving Credit: Available at a nominal interest rate on your HDFC Bank PIXEL Go Credit Card. Please refer to the Fees and Charges section to know more
  • Exclusive Dining Privileges: Enjoy 10% savings off on all your restaurant bill payments via Swiggy Dineout. To know more
  • Swipe to Pay: HDFC Bank PIXEL Go Credit Card lets you make E- commerce transactions effortlessly with - Swipe to Pay. Now make quick and secure online payments without need of one-time password (OTP) sent via SMS
  • Tap & Pay: HDFC Bank PIXEL Go Credit Card has enabled contactless payments to facilitate fast, convenient and secure payments at retail outlets. Just tap once with either your phone or physical card and make hassle free offline payments
  • Through the PIXEL RuPay credit card, customers will be able to make payment to a merchant by scanning the QR code for unified Payment Interface (UPI) Payments
  • Link Your HDFC Bank PIXEL RuPay Credit Card for Scan & Pay:
  • Open PayZapp and tap the menu bar on the top left corner
  • Go to "UPI Accounts" under Account Management
  • Under Credit Cards, tap "Add New" and select HDFC Bank Credit Card
  • Enter the last 6 digits of your card and its expiry date, then proceed
  • Verify with OTP, enter your credit card PIN, and create your UPI PIN
  • Done! Your card is now linked for Scan & Pay transactions

Welcome & milestones

Welcome

None listed.

Milestones

  • Get a joining fee waiver by spending ₹10,000 within 90 days of issuance
  • Spend ₹50,000 or more in the preceding 12 months and get renewal membership fee waived off for next year

Lounge access

No airport lounge rule is listed on this card's page.

Eligibility

Age

  • Salaried — Age: 21 - 60 years
  • Self-employed — Age: 21 - 65 years

Income

  • Salaried — Income (Monthly) - ₹12,000
  • Self-employed — Annual ITR > ₹6,00,000

Employment

  • Salaried
  • Self-employed

Documents

  • Identity Proof: Aadhaar card, Driving licence, Passport size photograph
  • Address Proof: Utility bills (electricity, water, gas, or telephone, Rental agreement, Aadhaar card

Every fee line found on the page

  • Get a joining fee waiver by spending ₹10,000 within 90 days of issuance
  • Spend ₹50,000 or more in the preceding 12 months and get renewal membership fee waived off for next year.
  • 1% fuel surcharge waiver at all fuel stations across India on transactions of ₹400- ₹5,000. Maximum waiver of ₹250 per statement cycle.
  • Annual ITR > ₹6,00,000
  • Joining/Renewal Membership Fee: ₹250/- + Applicable Taxes
  • Spend ₹90,000 in the first 90 days and get Joining fee waiver
  • Spend ₹50,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off.
  • Spend ₹10,000 in 90 days for a joining fee waiver and ₹50,000 annually for a renewal fee waiver.