Purchase Credit Card

Rewards, as stated by the issuer

• Avail up to 40% savings on your business travel and software purchase on smartbuy.hdfcbank.com/business
• 4% off on Flights and Hotels booking

Other benefits

• Easy procurement with a convenient paperless process
• Save up to 40% on business travel and software purchases through SmartBuy BizDeals
• Control Benefits
• Place restrictions by vendor category and access detailed spend reports for better expense control and pattern insights
• Simplify vendor and procurement payments with a paperless, centralised process
• Reduce transaction processing time and costs, especially for high-volume, low-value transactions
• Eliminate the need for multiple payment systems, invoices and cheques
• Restrict transactions by vendor or merchant category for precise expense management
• Access detailed spending reports to analyse expense patterns and ensure better oversight
• Use consolidated reports to negotiate better deals with suppliers
• Apply customised transaction restrictions at the MCC or merchant level as per business requirements
• Savings Benefits
• Up to 45 days of interest-free credit on purchases
• Save up to 40% on hotel & flight booking on MMT MyBiz by SmartBuy BizDeals
• Discounts on business tools like Tally, Office 365, AWS, and Google Workspace via SmartBuy BizDeals - Nuclei
• Up to 45 days of interest-free Credit from the date of purchase. (subject to submission of the charge by the Merchant
• Contactless payments* to improve your purchase experience
• Protection against fraudulent transactions made on your Credit Card*, if reported immediately to HDFC Bank’s 24-hour Call Centre

Lounge access

No airport lounge rule is listed on this card's page.

Every fee line found on the page

• Non-payment charges: Up to 2.95% per month and up to 35.4% annually.