Fees read from issuer pageUpdated 2026-07-28
HDFC Bank
Purchase MoneyBack Credit Card
Lifetime free
LineBusiness & commercial
Joining feeNil
Annual feeNil
Forex markup2.5%
Rewards, as stated by the issuer
- Up to 1% CashBack on all retail purchases.*
Other benefits
- Save up to 40% on business travel and software purchases*
- 4% off on hotel & flight booking on MMT MyBiz powered by SmartBuy BizDeals
- Discounted fares, free meal & seat selection, low fees for cancellation
- Up to 40% savings on your business travel and software purchase on SmartBuy
- Best-in-class foreign currency mark-up
- Productivity Benefits
- Access to tools like Tally, Office 365, AWS, Google, Credflow, Azure & more via SmartBuy BizDeals- Nuclei
- Instant discount on business software such as Google Workspace, Tally Prime, AWS, Microsoft Azure & more
- Convenience Benefits
- All direct expenses of the company can be centrally taken on the Purchase MoneyBack Card
- Reduced transaction processing time and overall cost of high volume / low value transactions
- Simplify multiple invoice managements, cheque handling and payment system
- Power every business move with HDFC Bank
- Commercial Cards
- Joining/Renewal Fees: NIL
- Cash Processing Fee: All Cash payment of card dues get charged with an additional fee of 1% of the amount
- Reissue of Lost, Stolen or Damaged Card: ₹100/- per card re-issue
- Better Control on expenses
Lounge access
No airport lounge rule is listed on this card's page.
Every fee line found on the page
- Only 2.5% foreign currency mark-up on international transactions
- An interest rate of 1.99% per month (23.88% annually) will be applied on the outstanding amount while revolving.