Fees read from issuer pageUpdated 2026-07-28

HDFC Bank

Purchase MoneyBack Credit Card

Lifetime free

LineBusiness & commercial
Joining feeNil
Annual feeNil
Forex markup2.5%

Rewards, as stated by the issuer

  • Up to 1% CashBack on all retail purchases.*

Other benefits

  • Save up to 40% on business travel and software purchases*
  • 4% off on hotel & flight booking on MMT MyBiz powered by SmartBuy BizDeals
  • Discounted fares, free meal & seat selection, low fees for cancellation
  • Up to 40% savings on your business travel and software purchase on SmartBuy
  • Best-in-class foreign currency mark-up
  • Productivity Benefits
  • Access to tools like Tally, Office 365, AWS, Google, Credflow, Azure & more via SmartBuy BizDeals- Nuclei
  • Instant discount on business software such as Google Workspace, Tally Prime, AWS, Microsoft Azure & more
  • Convenience Benefits
  • All direct expenses of the company can be centrally taken on the Purchase MoneyBack Card
  • Reduced transaction processing time and overall cost of high volume / low value transactions
  • Simplify multiple invoice managements, cheque handling and payment system
  • Power every business move with HDFC Bank
  • Commercial Cards
  • Joining/Renewal Fees: NIL
  • Cash Processing Fee: All Cash payment of card dues get charged with an additional fee of 1% of the amount
  • Reissue of Lost, Stolen or Damaged Card: ₹100/- per card re-issue
  • Better Control on expenses

Lounge access

No airport lounge rule is listed on this card's page.

Every fee line found on the page

  • Only 2.5% foreign currency mark-up on international transactions
  • An interest rate of 1.99% per month (23.88% annually) will be applied on the outstanding amount while revolving.