Fees not stated, related charges foundUpdated 2026-07-28

HDFC Bank

Purchase Premium Credit Card

Fee not on this card's page — see the issuer's schedule of charges

LineBusiness & commercial
Joining feeNot stated
Annual feeNot stated
Forex markup2.5%

Rewards, as stated by the issuer

  • 4 Reward Points for every ₹150 spent.*
  • Up to ₹500 savings with a 1% fuel surcharge waiver on business travel expenses.*
  • Up to 40% savings on your business travel and software purchase on smartbuy.hdfcbank.com/business
  • 4% off on Flights and Hotels booking

Other benefits

  • Up to 50 days of interest-free credit without additional costs.*
  • 5% CashBack on essential business spending. (*Up to ₹1,500 per statement cycle on minimum monthly spends of ₹1,00,000/
  • A minimal payment option of just 30% on revolving credit
  • A low 2.5% currency markup on foreign transactions
  • Digital KYC with minimal paperwork
  • Up to 50 days of credit period on the Purchase Premium Card
  • All direct expenses of the company can be centrally taken on Purchase Premium Card
  • Reduces transaction processing time and overall cost of high volume / low value transactions
  • Relief from multiple invoice managements, cheque handling and payment system
  • Save up to ₹15,000* annually Just like 20 lakh+ HDFC Bank cardholders
  • Fuel surcharge waiver of Up to ₹500
  • Lowest foreign currency markup of 2.5% on foreign currency spends
  • Pay a minimum 30% of the billed amount and get a revolving facility
  • Convenient paperless process leading to better manpower productivity
  • Restrictions can be placed on cards as per transaction and vendor/ merchant category for better control
  • Better control on expenses basis spends data reports on expense patterns

Lounge access

No airport lounge rule is listed on this card's page.

Every fee line found on the page

  • Up to ₹500 savings with a 1% fuel surcharge waiver on business travel expenses.*
  • A low 2.5% currency markup on foreign transactions.
  • Save up to ₹15,000* annually Just like 20 lakh+ HDFC Bank cardholders
  • Fuel surcharge waiver of Up to ₹500.
  • Lowest foreign currency markup of 2.5% on foreign currency spends.
  • An interest rate of 1.99% per month (23.88% annually) will be applied on the outstanding amount while revolving.
  • Yes, the corporate is eligible 1% fuel surcharge waiver.
  • The fuel surcharge waiver is capped up to ₹500.