Fees not stated, related charges foundUpdated 2026-07-28
HDFC Bank
Purchase Premium Credit Card
Fee not on this card's page — see the issuer's schedule of charges
LineBusiness & commercial
Joining feeNot stated
Annual feeNot stated
Forex markup2.5%
Rewards, as stated by the issuer
- 4 Reward Points for every ₹150 spent.*
- Up to ₹500 savings with a 1% fuel surcharge waiver on business travel expenses.*
- Up to 40% savings on your business travel and software purchase on smartbuy.hdfcbank.com/business
- 4% off on Flights and Hotels booking
Other benefits
- Up to 50 days of interest-free credit without additional costs.*
- 5% CashBack on essential business spending. (*Up to ₹1,500 per statement cycle on minimum monthly spends of ₹1,00,000/
- A minimal payment option of just 30% on revolving credit
- A low 2.5% currency markup on foreign transactions
- Digital KYC with minimal paperwork
- Up to 50 days of credit period on the Purchase Premium Card
- All direct expenses of the company can be centrally taken on Purchase Premium Card
- Reduces transaction processing time and overall cost of high volume / low value transactions
- Relief from multiple invoice managements, cheque handling and payment system
- Save up to ₹15,000* annually Just like 20 lakh+ HDFC Bank cardholders
- Fuel surcharge waiver of Up to ₹500
- Lowest foreign currency markup of 2.5% on foreign currency spends
- Pay a minimum 30% of the billed amount and get a revolving facility
- Convenient paperless process leading to better manpower productivity
- Restrictions can be placed on cards as per transaction and vendor/ merchant category for better control
- Better control on expenses basis spends data reports on expense patterns
Lounge access
No airport lounge rule is listed on this card's page.
Every fee line found on the page
- Up to ₹500 savings with a 1% fuel surcharge waiver on business travel expenses.*
- A low 2.5% currency markup on foreign transactions.
- Save up to ₹15,000* annually Just like 20 lakh+ HDFC Bank cardholders
- Fuel surcharge waiver of Up to ₹500.
- Lowest foreign currency markup of 2.5% on foreign currency spends.
- An interest rate of 1.99% per month (23.88% annually) will be applied on the outstanding amount while revolving.
- Yes, the corporate is eligible 1% fuel surcharge waiver.
- The fuel surcharge waiver is capped up to ₹500.