Purchase Reward Card

Rewards, as stated by the issuer

• Up to 1.25%* CashBack on your regular business expenses*
• CashBack for exciting rewards, gift vouchers, or statement credit*
• Avail up to 40% savings on your Business travel and software purchase on smartbuy.hdfcbank.com/business
• a. 4% off on Flights and Hotels booking

Other benefits

• Hotel & flight booking on MMT MyBiz powered by SmartBuy BizDeals
• Premium tools like Tally, Office 365, AWS, Google, Credflow, Azure & more via SmartBuy BizDeals - Nuclei
• Load funds over and above the credit limit to utilize as per your requirements
• Process Benefits
• Zero paperwork for requisitions, purchase orders, invoices, and supplier payments
• Direct company expenses are centrally accounted for
• No need for multiple payment systems, invoices & cheques
• Restrictions can be placed on cards based on transaction and vendor/merchant category
• Advance payments using HDFC Bank Purchase Cards, combined with consolidated spend reports, help strengthen your negotiation power and secure better discounts from suppliers
• Consolidated spend reports to negotiate better with suppliers
• Reduced transaction processing time and overall cost of high volume / low value transactions
• Power every business move with HDFC Bank Commercial Cards
• Joining/Renewal Fees: Nil
• Reissue of Lost, Stolen of Damage Card: ₹100/- per card re-issued
• Payment Return Fee: 2% of payment amount subject to a minimum of ₹450/
• Retrieval Fee (Chargeslip): ₹125/- per Chargeslip
• Purchase Reward Credit Card is enabled* for Contactless Payments at retail outlets
• *Conditions Apply

Lounge access

No airport lounge rule is listed on this card's page.

Every fee line found on the page

• An interest rate of 2.95% per month (35.4% annually) will be applied on the non-payment of outstanding amount past due date.