Regalia Activ Credit Card

Rewards, as stated by the issuer

• 10,000 Bonus Reward Points on spends of ₹5 lakh, and an additional 5,000
• Reward Points on spends of ₹8 lakh in an anniversary year.*
• 4 Reward Points for every ₹200 spent (On all eligible retails spends.*
• 1% fuel surcharge waiver at all fuel stations across India ( on minimum transaction of ₹400 and maximum transaction of ₹5,000
• Renewal fee waived off if you spend more than ₹3 lakh in the previous year
• You can redeem your Reward Points on SmartBuy or NetBanking
• Reward Points can be redeemed for:
• Flights and hotel bookings via Smartbuy at a value of 1 RP = ₹0.5
• Airmiles conversion through netbanking at a value of 1RP = ₹0.5 airmile
• Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = up to ₹0.35
• CashBack at a value of 1 RP = ₹0.20

Other benefits

• Air Accident Death Cover: Coverage of up to ₹1 crore (USD 125,000)*
• Emergency Overseas Hospitalisation: Coverage of up to ₹15 lakh (USD 18,750)*
• Lost Card Liability Cover: Protection of up to ₹9 lakh*
• Joining/ Renewal Membership Fee: ₹2,500/- + Applicable Taxes
• Annual Membership Fee: Waived on spends of ₹3 lakh or more in an anniversary year
• The HDFC Bank Regalia Activ Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets
• To see if your Card is contactless, look for the contactless network symbol on your Card
• The Bank reserves the right to cancel the Card in case the Card remains inactive and is not used for effecting any transaction for a continuous period of 6 (Six) months after prior written notice sent on the email address and/or phone number and/or communication address, registered in the records of the Bank

Lounge access

Domestic: 12 complimentary access within India (both at domestic and international terminals) using the HDFC Bank Regalia Activ Credit Card · If you use your Priority Pass for lounge access within India, you will be charged at US $27 + GST per visit

International: Using Priority Pass, you and your add-on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India · Guests accompanying primary card holder must have an Add-on Credit Card with their own Priority Pass · Please write a mail to [email protected]. Please provide name, complete 18-digit Priority Pass number and state that PP Membership is via HDFC Bank program. If there is more than 1 Priority Pass number (belonging to add on PP holders), kindly provide all the PP Numbers

Programme: Priority Pass

Every fee line found on the page

• 1% fuel surcharge waiver at all fuel stations across India ( on minimum transaction of ₹400 and maximum transaction of ₹5,000 ). Click here for details.
• Renewal fee waived off if you spend more than ₹3 lakh in the previous year.
• Joining/ Renewal Membership Fee: ₹2,500/- + Applicable Taxes.
• Annual Membership Fee: Waived on spends of ₹3 lakh or more in an anniversary year.
• Earn 10,000 Reward Points on annual spends of ₹5 lakh.
• Earn additional 5,000 Reward Points on annual spends of ₹8 lakh.
• HDFC bank Regalia Credit Card ₹25,00+GST. If customer spends ₹3 lacs in an anniversary year, he/she will not be charged with membership fee.
• How can the Credit Card be free for customers whose maximum credit limit is less than ₹3L per annum? (Considering ₹3L spends per annum is considered for renewal fee waiver?)