Regalia Credit Card

Rewards, as stated by the issuer

• Earn Additional CashBack along with the card Reward Points on Utility Bills, Mobile Recharges and more
• Get ₹1,000 CashBack on Shopping in-app over 200 plus brands
• Earn up to 5x Reward Points on booking flight tickets, hotel stays, gift vouchers and more via SmartBuy
• Earn 4 Reward Points on every ₹200 spent
• Milestone Memberships/ Vouchers by logging in to the dedicated Regalia SmartBuy Portal with a real time Milestone dashboard
• Insurance/Comprehensive protection: Accidental air death cover worth ₹1 crore, Emergency overseas hospitalization up to ₹ 15 lakh, Credit Liability cover: Up to ₹9 lakh
• up to ₹0.15

Other benefits

• Complimentary Airport Lounge Access: Up to 2 complimentary lounge access vouchers every quarter for Self and Addon member based on spends of minimum ₹ 1 lakh per calendar quarter
• Dining Privileges with Good Food Trail Program and get up to 7.5% discount on partner restaurant restaurants via Swiggy Dineout on paying with HDFC Bank Regalia Credit Card
• 24 X 7 Exclusive Concierge Services on your HDFC Bank Regalia Credit Card. call us: Call us on: 1860 425 1188 (India) / Email ID: [email protected]
• Accidental air death cover worth Rs. 1 Crore (USD 125,000
• Emergency overseas hospitalization: up to Rs. 15 lakhs (USD 18,750
• Lost Card Liability Cover : Upto Rs 9 lakhs
• Welcome benefit of 2500 reward points
• Renewal fee benefit of 2500 reward points (applicable only after the membership fee is realised and not applicable when the fee is waived
• *Terms & conditions apply
• Redemption Value & Limit
• You can redeem your Reward Points on Smartbuy or NetBanking
• Reward points can be redeemed across various categories as follows:
• Flights and hotel bookings
• Airmiles conversion
• up to 0.5 airmiles
• Products and Voucher
• Zero Lost Card Liability: Available on any fraudulent transactions made on your Credit Card if reported immediately to HDFC Bank’s 24-hour Call Centre
• Revolving Credit: Enjoy Revolving Credit on your HDFC Bank Regalia Credit Card at nominal interest rate. Refer to the Fees and Charges section to know more

Lounge access

International: Priority Pass: You can apply for a priority pass for Self and Add-on member after using your Regalia credit card for minimum 4 times and avail up to 6 Complimentary Lounge Access per year, outside India

Programme: Priority Pass

Every fee line found on the page

• Complimentary Airport Lounge Access: Up to 2 complimentary lounge access vouchers every quarter for Self and Addon member based on spends of minimum ₹ 1 lakh per calendar quarter.
• Joining/renewal membership fee of ₹2,500 plus applicable taxes.
• Foreign Currency Markup: 3.5% on all your foreign currency spends..
• A membership fee/ Renewal fee of ₹2,500 /-plus Applicable Taxes applies to the HDFC Bank Regalia Credit Card.
• Cardholders earn 10,000 Reward Points on achieving annual spends of ₹5 lakh.
• Cardholders earn an additional 5,000 Reward Points on achieving annual spends of ₹8 lakh in the same anniversary year.
• If you conduct a transaction (in-store or online) in Indian currency at an international location or with a merchant located in India but registered overseas, a dynamic and static conversion markup fee of 1% will be charged.
• Up to 2 complimentary domestic lounge access vouchers every quarter on Smartbuy, for Primary and Addon subject to quarterly spends of Rs 1 lakh.
• Membership fee will be waived on spends of ₹3 lakh in the anniversary year
• HDFC Bank Regalia Credit Card holders, whether newly onboarded or upgraded on or after March 20, 2019 and before January 10, 2021, who have spent ₹75,000 within the first 90 days from the card setup date, are eligible for this membership.