Regalia Gold Credit Card

Rewards, as stated by the issuer

• 5X rewards on select brands
• 5X Reward Points on spends at Myntra, Nykaa, Reliance Digital and more!
• 5 Reward Points on every Rs. 200 spent (On retail spends) Reward Points T&Cs
• Redeem upto maximum of 70% on the travel bookings (Flights, hotels and experiences) using Reward Points
• The maximum reward points that can be earned in a statement cycle for Regalia Gold is 50,000
• Exclusive Gold Catalogue ₹0.65
• Flights and hotel bookings ₹0.5
• Airmiles conversion up to 0.5 airmiles
• Products and Voucher up to Rs 0.35
• Statement balance up to Rs 0.20
• Upto 10X rewards on Hotels and Flight bookings
• 5X rewards on Instant Vouchers
• Up to 10X on brands like Pharmeasy, Myntra, Apple Imagine Tresor, Jockey and more
• ₹1,000 CashBack across 200+ brands on your Credit Card via Payzapp
• You can redeem your Reward Points on Smartbuy or NetBanking
• Airmiles conversion
• up to 0.5 airmiles
• up to Rs 0.35

Other benefits

• Boarding Edge Program – Complimentary Spa, Buffet, Hotel Room Upgrade, and Airport transfer (any 2 every calendar quarter ) by uploading your boarding pass on Smartbuy . T&Cs
• for complete list of lounge details
• Boarding Edge Program – Complimentary Spa, Buffet, Hotel Room Upgrade, and Airport transfer – T&Cs
• Avail benefits by uploading your flight boarding pass on Smartbuy
• Capped at any 2 benefits per calendar quarter
• Accidental air death cover worth Rs. 1 Crore (USD 125,000
• Emergency overseas hospitalization: up to Rs. 15 lakhs (USD 18,750
• Credit Liability cover: Up to Rs. 9 Lakhs
• Get up to 50 days of interest free Credit from the date of purchase. (subject to submission of the charge by the Merchant
• HDFC Bank Regalia Gold Credit Card comes with an option to convert your big spends into EMI after purchase. To know more
• In the unfortunate event of losing your HDFC Bank Regalia Gold Credit Card, on reporting it immediately to our 24-hour call centre (Toll free numbers 1800 1600/1800 2600. Customers traveling overseas can reach us at 022-61606160), you have zero liability on any fraudulent transactions made on your Credit Card
• Enjoy Revolving Credit on your HDFC Bank Regalia Gold Credit Card at nominal interest rate. Refer to the Fees and Charges section to know more
• Enjoy Dining Privileges with Good Food Trail Program and get up to 10% discount on partner restaurant restaurants via Swiggy Dineout on paying with HDFC Bank Regalia Gold Credit Card
• Foreign Currency Markup
• 2% on all your foreign currency spends
• The HDFC Bank Regalia Gold Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.*

Welcome & milestones

Lounge access

Domestic: 3 Lounge visits within India per calendar quarter on spends of ₹60,000 or more in the preceding calendar quarter using the HDFC Bank Regalia Gold Credit Card. Track your lounge benefit eligibility on Netbanking

International: Get access to Priority Pass program for overseas lounge access · 6 Complimentary Lounge Access per calendar year outside India using Priority Pass

Programme: DreamFolks · Priority Pass

Eligibility

Every fee line found on the page

• Fee waiver on annual spends of ₹ 4,00,000
• Annual milestone of ₹ 5000 worth flight vouchers on spends of ₹ 5 lakhs and 7.5 lakhs
• Joining/ Renewal Membership Fee of Rs. 2500 + Applicable Taxes.
• 2% on all your foreign currency spends.
• No, a joining or membership fee of ₹2,500 + taxes needs to be paid when you apply for the Regalia Gold. However, against these fees paid, you receive a welcome benefit of ₹2,500 in terms of a gift voucher. You can also get a renewal fee waiver by spending ₹4 lakh annually.