Fees not stated, related charges foundUpdated 2026-07-28
HDFC Bank
RuPay Credit Card
Fee not on this card's page — see the issuer's schedule of charges
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Joining feeNot stated
Annual feeNot stated
Forex markupNot stated
Rewards, as stated by the issuer
- By using your RuPay Credit Card for UPI payments, you can enjoy the convenience of UPI payments and earn rewards, such as cashback, reward points, or discounts
Other benefits
- HDFC Bank provides a 50-day interest-free period on your RuPay Credit Card purchases, allowing you to make payments within a specific timeframe without incurring interest charges
- Easy EMI Options
- HDFC Bank RuPay Credit Cards offer the flexibility of converting high-value transactions into easy Equated Monthly Instalments (EMIs
- RuPay Credit Card Link with UPI
- RuPay Cards are enabled for UPI payments . You can easily link your RuPay Credit Card with various payment apps and use it to transact though UPI
- To register for UPI, you need to set up your Credit Card PIN. Just dial 1860 266 0333
- Here is how you can link RuPay Card with UPI:
- Download and open your preferred UPI-enabled app, such as PayZapp
- Register your HDFC Bank UPI RuPay Credit Card within the app
- Once registered, you can start making UPI payments using your Credit Card
- UPI transactions made through your RuPay Credit Card enable you to enjoy card benefits, such as interest-free credit periods, lounge access and insurance coverage, depending on your card type
Lounge access
Domestic: 4 Complimentary Domestic Airport Lounge Access
Every fee line found on the page
- Enjoy a 1% fuel surcharge waiver at all IOCL fuel stations across India.