Fees read from issuer pageUpdated 2026-07-28
HDFC Bank
Shoppers Stop Black Credit Card
₹4,500 a year
LinePersonal
Joining fee₹4,500
Annual fee₹4,500
Forex markup1%
Rewards, as stated by the issuer
- Reward Points Validity
- Redeem Reward Points on NetBanking where 1 Reward point = 1 Rupee when redeemed against Shoppers Stop vouchers
- 1 Reward Point Value
- Accrual of Reward Points on Grocery Spends capped at 1000 points per month per customer
- No Reward Points accrual on spends made on Rental and Government category payments
- 1% Fees to be charged on Rental transactions - from the 2nd rental transaction done every calendar month
- 1% Mark-Up charges to be applied on all International DCC transactions
- Reward Points are valid for 2 years
Other benefits
- 7% Reward Points on every Shoppers Stop purchase and 2% Reward Points on every non-Shoppers Stop purchase
- Complimentary Shoppers Stop Black membership worth ₹4,500
- Reward Points worth ₹2,000 per month for a purchase of ₹50,000 or above on Shoppers Stop on weekends
- 1% fuel surcharge waiver
- Accidental air death cover worth ₹3 crore
- Emergency overseas hospitalisation up to ₹50 lakh
- Ability to convert large transactions to a SmartEMI after purchase
- Contactless payments* to improve your purchase experience
- Protection against fraudulent transactions made on your Credit Card*
- Simple card management via HDFC Bank MyCards
- Credit liability cover up to ₹9 lakh
- You have the option to convert big spends into SmartEMI , after purchases on your Shoppers Stop Black HDFC Bank Credit Card
- Enjoy attractive interest rates and conveniently repay over 9 to 36 months
- Get credit into your HDFC Bank Account in seconds
- The loan is pre-approved so no documentation is required
- Available on any fraudulent transactions made on your Credit Card if reported immediately to HDFC Bank’s 24-hour Call Centre
- The Shoppers Stop Black HDFC Bank Credit Card offers revolving credit at a nominal interest rate
- Revolving credit allows you to use a line of credit up to a specified limit without a fixed number of payments
Welcome & milestones
Welcome
- Shoppers Stop voucher worth ₹1500 as welcome benefit on any transaction at Shoppers Stop
Milestones
None listed.
Lounge access
Domestic: 16 domestic lounge accesses (4 per quarter) and 8 international lounge accesses (2 per quarter) per calendar year
International: More benefits than ever before · Overall Savings Potential · Now save 9% and more on your annual spends using Shoppers Stop HDFC Bank Credit card · *Assuming annual SS spends includes 5 weekend visits (Once in a month five times in a year), bill value should be >=50k · **Assuming standard market rates for Lounge access · **Spends are indicative and may vary for different customers
Eligibility
Age
- Salaried — Age: 21 – 60 years
- Self-employed — Age : 21 – 65 years
Income
- Salaried — Income (Monthly): ₹70,000
- Self-employed — Annual Income > ₹8,40,000
Employment
- Salaried
- Self-employed
Documents
- Identity Proof: Aadhaar card, Driving licence, Passport size photograph
- Address Proof: Utility bills (electricity, water, gas, or telephone, Rental agreement, Aadhaar card
- Income Proof: Salary slips (for salaried individuals, Income Tax Returns (ITR, Bank statements
Every fee line found on the page
- Complimentary Shoppers Stop Black membership worth ₹4,500
- 1% fuel surcharge waiver
- Annual Income > ₹8,40,000
- Joining/Renewal Membership Fee – ₹4,500/- + Applicable Taxes
- 1% Mark-Up charges to be applied on all International DCC transactions.
- 1% Fuel Surcharge Waiver (500/ statement cycle)
- Now save 9% and more on your annual spends using Shoppers Stop HDFC Bank Credit card
- The card offers 7% Reward points on every Shoppers Stop spend, 2% Reward points on every Non-Shoppers Stop spend, complimentary Shoppers Stop Black membership, lounge access, fuel surcharge waiver, premium benefits, smart EMI options, contactless payment, comprehensive insurance protection, and more.
- The joining and renewal membership fee for Shoppers Stop Black Credit Card is ₹4,500 plus applicable taxes. Please check the fees and charges section for more details.
- Membership Fee: ₹4,500 + applicable taxes