Fees read from issuer pageUpdated 2026-07-28

HDFC Bank

Shoppers Stop Black Credit Card

₹4,500 a year

LinePersonal
Joining fee₹4,500
Annual fee₹4,500
Forex markup1%

Rewards, as stated by the issuer

  • Reward Points Validity
  • Redeem Reward Points on NetBanking where 1 Reward point = 1 Rupee when redeemed against Shoppers Stop vouchers
  • 1 Reward Point Value
  • Accrual of Reward Points on Grocery Spends capped at 1000 points per month per customer
  • No Reward Points accrual on spends made on Rental and Government category payments
  • 1% Fees to be charged on Rental transactions - from the 2nd rental transaction done every calendar month
  • 1% Mark-Up charges to be applied on all International DCC transactions
  • Reward Points are valid for 2 years

Other benefits

  • 7% Reward Points on every Shoppers Stop purchase and 2% Reward Points on every non-Shoppers Stop purchase
  • Complimentary Shoppers Stop Black membership worth ₹4,500
  • Reward Points worth ₹2,000 per month for a purchase of ₹50,000 or above on Shoppers Stop on weekends
  • 1% fuel surcharge waiver
  • Accidental air death cover worth ₹3 crore
  • Emergency overseas hospitalisation up to ₹50 lakh
  • Ability to convert large transactions to a SmartEMI after purchase
  • Contactless payments* to improve your purchase experience
  • Protection against fraudulent transactions made on your Credit Card*
  • Simple card management via HDFC Bank MyCards
  • Credit liability cover up to ₹9 lakh
  • You have the option to convert big spends into SmartEMI , after purchases on your Shoppers Stop Black HDFC Bank Credit Card
  • Enjoy attractive interest rates and conveniently repay over 9 to 36 months
  • Get credit into your HDFC Bank Account in seconds
  • The loan is pre-approved so no documentation is required
  • Available on any fraudulent transactions made on your Credit Card if reported immediately to HDFC Bank’s 24-hour Call Centre
  • The Shoppers Stop Black HDFC Bank Credit Card offers revolving credit at a nominal interest rate
  • Revolving credit allows you to use a line of credit up to a specified limit without a fixed number of payments

Welcome & milestones

Welcome

  • Shoppers Stop voucher worth ₹1500 as welcome benefit on any transaction at Shoppers Stop

Milestones

None listed.

Lounge access

Domestic: 16 domestic lounge accesses (4 per quarter) and 8 international lounge accesses (2 per quarter) per calendar year

International: More benefits than ever before · Overall Savings Potential · Now save 9% and more on your annual spends using Shoppers Stop HDFC Bank Credit card · *Assuming annual SS spends includes 5 weekend visits (Once in a month five times in a year), bill value should be >=50k · **Assuming standard market rates for Lounge access · **Spends are indicative and may vary for different customers

Eligibility

Age

  • Salaried — Age: 21 – 60 years
  • Self-employed — Age : 21 – 65 years

Income

  • Salaried — Income (Monthly): ₹70,000
  • Self-employed — Annual Income > ₹8,40,000

Employment

  • Salaried
  • Self-employed

Documents

  • Identity Proof: Aadhaar card, Driving licence, Passport size photograph
  • Address Proof: Utility bills (electricity, water, gas, or telephone, Rental agreement, Aadhaar card
  • Income Proof: Salary slips (for salaried individuals, Income Tax Returns (ITR, Bank statements

Every fee line found on the page

  • Complimentary Shoppers Stop Black membership worth ₹4,500
  • 1% fuel surcharge waiver
  • Annual Income > ₹8,40,000
  • Joining/Renewal Membership Fee – ₹4,500/- + Applicable Taxes
  • 1% Mark-Up charges to be applied on all International DCC transactions.
  • 1% Fuel Surcharge Waiver (500/ statement cycle)
  • Now save 9% and more on your annual spends using Shoppers Stop HDFC Bank Credit card
  • The card offers 7% Reward points on every Shoppers Stop spend, 2% Reward points on every Non-Shoppers Stop spend, complimentary Shoppers Stop Black membership, lounge access, fuel surcharge waiver, premium benefits, smart EMI options, contactless payment, comprehensive insurance protection, and more.
  • The joining and renewal membership fee for Shoppers Stop Black Credit Card is ₹4,500 plus applicable taxes. Please check the fees and charges section for more details.
  • Membership Fee: ₹4,500 + applicable taxes