Shoppers Stop Credit Card

Rewards, as stated by the issuer

• 3% Reward Points on every Shopper Stop purchase
• Redeem Reward Points on NetBanking where 1 Reward Point = ₹1 Rupee when redeemed against Shoppers Stop vouchers
• 1 Reward Point Value
• Accrual of Reward Points on Grocery Spends will be capped at 1,000 points per month per customer
• No Reward Points accrual on Spends made on Rental and Government category payments
• 1% Fees to be charged on rental transactions - from the 2nd rental transaction done every calendar month
• 1% Mark-Up charges to be applied on all International DCC transactions

Other benefits

• Reward Points worth ₹500 per month for a purchase of ₹15,000 or above on weekends at Shoppers Stop
• 1% Reward Points on non-Shoppers Stop spends
• Complimentary Shoppers Stop Silver Edge membership worth ₹350
• 1% fuel surcharge waiver
• Reward Points Validity
• Reward Points are valid for 2 years
• Available on any fraudulent transactions made on your Credit Card if reported immediately to HDFC Bank’s 24-hour Call Centre
• You have the option to convert big spends into SmartEMI , after purchases on your Shoppers Stop HDFC Bank Credit Card
• Enjoy attractive interest rates and conveniently repay over 9 to 36 months
• Get credit into your HDFC Bank Account in seconds
• The loan is pre-approved so no documentation is required
• The Shoppers Stop HDFC Bank Credit Card offers revolving credit at a nominal interest rate
• Revolving credit allows you to use a line of credit up to a specified limit without a fixed number of payments
• You have the flexibility to use the funds as needed and only pay interest on the amount used
• This facility ensures continuous access to funds, making it a valuable emergency cash reserve for unexpected financial challenges
• The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose

Welcome & milestones

Lounge access

No airport lounge rule is listed on this card's page.

Eligibility

Every fee line found on the page

• Complimentary Shoppers Stop Silver Edge membership worth ₹350
• 1% fuel surcharge waiver
• Annual ITR > ₹6,00,000
• Joining/Renewal Membership Fee – ₹299/- + Applicable Taxes
• 1% Mark-Up charges to be applied on all International DCC transactions.
• 1% Fuel Surcharge Waiver (250/ Statement cycle)
• Now save 2.95% and more on your annual spends using Shoppers Stop HDFC Bank Credit card