Swiggy BLCK HDFC Bank Credit Card: fees, rewards & benefits

Rewards, as stated by the issuer

10% CashBack* on Swiggy application (Food ordering, Instamart & Dineout ). For more details
5% CashBack* on online spends across select online Merchants. For the list of eligible Merchants and MCCs
1% CashBack* on other categories. For more details
Cashback earned for current billing cycle will be auto redeemed against outstanding amount due
To earn 10% CashBack using Swiggy BLCK HDFC Bank Credit Card, the cardholder should make a minimum transaction of ₹249 using the card
To earn 5% and 1% CashBack using Swiggy BLCK HDFC Bank Credit Card, the cardholder should make a minimum transaction of ₹100 using the card

Other benefits

5% CashBack on select online spends.*
Access to golf courses worldwide and 12 free lessons per year
Get 4 complimentary rounds of green fees per calendar year
Enjoy discounted golf services at 50% of the green fee beyond complimentary sessions
Convert high-value transactions into SmartEMI with ease after purchase.*
Enjoy fast and secure Contactless Payments* for a smoother checkout experience
Stay protected with fraud liability cover on unauthorised Credit Card transactions.*
Enjoy the flexibility of revolving credit to pay your outstanding balance over time at a nominal interest rate.* Please refer to the Fees and Charges section to know more
Swiggy BLCK HDFC Bank Credit Card Value Chart
Joining Fee / Renewal Membership Fee: ₹1,000 + Applicable Charges
Joining Fee of ₹1,000 will be waived on spending ₹75,000 in the first 90 days. (Applicable for first Year only
Spend ₹2,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off
Exclusions for Spends of ₹2,00,000 and above for eligibility of renewal year fee waiver are as follows:
Please follow below link to know how to redeem the benefits
Link : Mastercard World Card India Golf Program | Priceless Specials
Customer Service Number:
Get up to 50 days of interest-free period on your Swiggy BLCK HDFC Bank Credit Card Note: The interest-free period begins only once the merchant submits the charge
In the unfortunate event that you lose your Swiggy BLCK HDFC Bank Credit Card, you will have zero liability on any fraudulent transactions, provided you report the loss immediately to our 24-hour call centre

Welcome & milestones

Welcome

Complimentary Swiggy BLCK membership for 3 months as a welcome benefit.*
Swiggy Benefits
10% CashBack on spends across Swiggy app transactions.*
Card Activation is done by following one or more below mentioned ways:
Making a transaction using the Credit Card
To use the card via OTP or IVR, setting PIN for the card, and enabling card controls such as online transactions, enabling international transactions etc

Milestones

None listed.

Lounge access

No airport lounge rule is listed on this card's page.

Eligibility

Age

Salaried — Age: Min 21 years & Max 60 Years
Self-employed — Age :Min 21 years & Max 65 Years

Income

Salaried — Net Monthly Income: > ₹1,00,000
Self-employed — Annual ITR > ₹12 lakh per annum

Employment

Salaried
Self-employed

Documents

Identity Proof: Aadhaar card, Driving licence, Passport size photographs
Address Proof: Utility bills (electricity, water, gas, or telephone, Rental agreement, Aadhaar card
Income Proof: Salary slips (for salaried individuals, Income Tax Returns (ITR, Bank statements, Card Details

Every fee line found on the page

Joining fee waived on spends of ₹75,000 in 90 days of card issuance*
Annual ITR > ₹12 lakh per annum
Joining Fee / Renewal Membership Fee: ₹1,000 + Applicable Charges
Joining Fee of ₹1,000 will be waived on spending ₹75,000 in the first 90 days. (Applicable for first Year only).
Spend ₹2,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off
Exclusions for Spends of ₹2,00,000 and above for eligibility of renewal year fee waiver are as follows:
Spend ₹2,00,000 or more in a year before your renewal date to get your next year’s renewal fee waived.