Fees read from issuer pageUpdated 2026-07-28
HDFC Bank
Swiggy Ornge HDFC Bank Credit Card
₹500 a year
LinePersonal
Joining fee₹500
Annual fee₹500
Forex markupNot stated
Rewards, as stated by the issuer
- 5% CashBack* on all eligible Swiggy app spends (Food orders, Instamart, and Dineout). For more details
- 5% CashBack* on online spends across online Merchants. For the list of eligible Merchants and MCCs
- 1% CashBack* on other categories. For more details
- Cashback earned for current billing cycle will be auto redeemed against outstanding amount
- To earn 5% CashBack using Swiggy Ornge HDFC Bank Credit Card, the cardholder should make a minimum transaction of ₹249 using the card
Other benefits
- Get 1% CashBack on other eligible spends.*
- Enjoy access to golf courses worldwide along with 12 free golf lessons per year
- Get 4 complimentary green-fee rounds every calendar year
- Avail 50% discounted green fees on additional sessions beyond the complimentary quota
- Convert high-value transactions into SmartEMI with ease after purchase.*
- Enjoy fast and secure Contactless Payments* for a smoother checkout experience
- Stay protected with fraud liability cover on unauthorised Credit Card transactions.*
- Enjoy the flexibility of revolving credit to pay your outstanding balance over time at a nominal interest rate.* Please refer to the Fees and Charges section to know more
- Swiggy Ornge HDFC Bank Credit Card Value Chart
- Joining Fee / Renewal Membership Fee: ₹500 + Applicable Charges
- Spend ₹1,50,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off
- Exclusions for Spends of ₹1,50,000 and above for eligibility of renewal year fee waiver are as follows:
- Please follow below link to know how to redeem the benefits
- Link : Mastercard World Card India Golf Program | Priceless Specials
- Customer Service Number:
- Get up to 50 days of interest-free period on your Swiggy Ornge HDFC Bank Credit Card Note: The interest-free period begins only once the merchant submits the charge
- In the unfortunate event that you lose your Swiggy Ornge HDFC Bank Credit Card, you will have zero liability on any fraudulent transactions, provided you report the loss immediately to our 24-hour call centre
- Your Swiggy Ornge HDFC Bank Credit Card is enabled for contactless payments, facilitating fast, convenient, and secure payments at retail outlets
Welcome & milestones
Welcome
- Complimentary Swiggy One Membership for 12 months as a welcome benefit.*
- Swiggy Benefits
- 5% Cashback across Swiggy and select online spends*
- Card Activation is done by following one or more below mentioned ways:
- Making a transaction using the Credit Card
- To use the card via OTP or IVR, setting PIN for the card, and enabling card controls such as online transactions, enabling international transactions etc
Milestones
None listed.
Lounge access
No airport lounge rule is listed on this card's page.
Eligibility
Age
- Salaried — Age: Min 21 years & Max 60 Years
- Self-employed — Age :Min 21 years & Max 65 Years
Income
- Salaried — Net Monthly Income: > ₹20,000
- Self-employed — Annual ITR > ₹6 lakh per annum
Employment
- Salaried
- Self-employed
Documents
- Identity Proof: Aadhaar card, Driving licence, Passport size photographs
- Address Proof: Utility bills (electricity, water, gas, or telephone, Rental agreement, Aadhaar card
- Income Proof: Salary slips (for salaried individuals, Income Tax Returns (ITR, Bank statements, Card Details
Every fee line found on the page
- Annual ITR > ₹6 lakh per annum
- Joining Fee / Renewal Membership Fee: ₹500 + Applicable Charges
- Spend ₹1,50,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off
- Exclusions for Spends of ₹1,50,000 and above for eligibility of renewal year fee waiver are as follows:
- Save upto 3% annually with Swiggy Ornge HDFC Bank Credit Card
- Spend ₹1,50,000 or more in a year before your renewal date to get the next year’s renewal fee waived.