Tata Neu Plus HDFC Bank Credit Card

Rewards, as stated by the issuer

• You can use your NeuCoins for purchases on Tata Neu /Website for Brands like:
• You can use your NeuCoins by selecting Tata Pay/ NeuCoins /Loyalty Redemption as the payment method
• NeuCoins can only be used on eligible transactions as defined by the individual brands
• For offline redemption of NeuCoins on selected stores kindly refer FAQs
• Your monthly statement will give breakup of NeuCoins as following:
• NeuCoins accrued and available with the Bank
• NeuCoins transferred to Tata Neu during the Statement Cycle
• On periodic basis (within 7 working days of the statement generation) the NeuCoins will be transferred to Tata Neu by the Bank
• NeuCoins transferred to Tata Neu will be available for redemption on Tata Neu App
• Starting 01-Aug-25, NeuCoins earned on your Tata Neu HDFC Bank Credit Card will have a validity of 12 months (including lock period) from the end of the month in which they're credited to your Tata Neu Account
• If NeuCoins are credited on 05-Aug-25, they will be valid until 31-Aug-26
• If NeuCoins are credited on 31-Aug-25, they will be valid until 31-Aug-26

Other benefits

• Reward Benefits (Non-UPI
• 2% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands. For list of eligible partner brands
• 1% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
• Currently, Bill Payment (Tata Pay), Tanishq, Cult.fit, Air India, Tata Play spends are not eligible for additional 5% NeuCoins via NeuPass Membership
• NeuCoins will not be accrued for Fuel, Wallet, Rental, Government and Online Gaming related transactions
• For detailed Terms and conditions and Fair Usage Policy
• With effect from 1st January 2023:
• With effect from 1st September 2024:
• With effect from 1st July 2025:
• Reward Benefits (UPI
• W.e.f. 01-Aug-24, earn up to 1% back as NeuCoins on eligible UPI spends
• Earn 0.25% back as NeuCoins on eligible UPI spends (including spends on partner Tata Brands), this will be posted to your card account by the Bank
• Earn additional 0.75% back as NeuCoins on any eligible UPI payments by using Tata Neu UPI ID. Additional NeuCoins on Tata Neu UPI payments will be posted directly to your Tata Neu Account, for more details:
• Total NeuCoins earned on all UPI payments will be capped to 500 NeuCoins per calendar month
• 1% fuel surcharge waiver at all fuel stations across India
• on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle
• Option to convert big spends into EMI after purchase available on Tata Neu Plus Credit Card
• Tata Neu Plus HDFC Bank Credit Card is enabled* for Contactless Payments at retail outlets

Welcome & milestones

Lounge access

Domestic: W.e.f 10-Jun-2025, Domestic Lounge Access benefit will be Milestone based and can be availed as a Lounge Voucher on spends of Rs 50,000 or more in a calendar quarter. Please note, you can access 1 Complimentary Domestic Lounge Vouchers per calendar quarter (up to 4 per calendar year · Domestic Lounge Access benefit is Milestone based and can be availed as a Lounge Voucher on spends of Rs 50,000 or more in a calendar quarter. Please note, you can access 1 Complimentary Domestic Lounge Voucher per calendar quarter (up to 4 per calendar year

Eligibility

Every fee line found on the page

• Currently, Bill Payment (Tata Pay), Tanishq, Cult.fit, Air India, Tata Play spends are not eligible for additional 5% NeuCoins via NeuPass Membership
• Welcome Benefit is not applicable on Lifetime Free and First Year Free Cards. For detailed Terms and conditions Click here
• 1% fuel surcharge waiver at all fuel stations across India
• Spend ₹1,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off.
• Annual ITR > ₹6,00,000
• Save up to ₹35,000 * annually via the
• Joining/Renewal Membership Fee – ₹499/- + Applicable Taxes