Fees not stated, related charges foundUpdated 2026-07-28

HDFC Bank

Titanium Edge Credit Card

Fee not on this card's page — see the issuer's schedule of charges

LinePersonal
Joining feeNot stated
Annual feeNot stated
Forex markupNot stated

Rewards, as stated by the issuer

  • 100 Reward Points = ₹ 10 for CashBack redemption against outstanding Credit Card amount
  • 2 Reward Points for every ₹ 200 spent
  • 50% more Reward Points on Dining expenses

Other benefits

  • Protect yourself against fraud with the EMV Chip technology in your card
  • Get zero liability on lost card if reported immediately
  • Credit and Safety
  • More Rewards with PayZapp
  • The Titanium Edge Credit Card is enabled* for Contactless Payments at retail outlets
  • In India, contactless payments up to ₹5,000 don't require a PIN for a single transaction
  • For amounts of ₹5,000 or more, the Cardholder must enter the Credit Card PIN
  • You may check for the Contactless Network Symbol on your card
  • The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose
  • Premium Credit Card
  • Credit Card Limit
  • Difference Between
  • Credit Card & Debit Card

Lounge access

No airport lounge rule is listed on this card's page.

Every fee line found on the page

  • 100% fuel surcharge waiver
  • Annual fee : Membership renewal fee waiver on spending ₹50,000 within a year.
  • Cash advance fee of 2.5%, with a minimum of ₹500, is applied to all cash withdrawals.
  • You can use the HDFC Titanium Edge Credit Card for various transactions like shopping, dining, travel bookings, and more. It offers rewards on specific categories, fuel surcharge waivers, and ​CashBack on certain transactions, making it a versatile card for everyday use.