Fees not stated, related charges foundUpdated 2026-07-28
HDFC Bank
Visa Signature Credit Card
Fee not on this card's page — see the issuer's schedule of charges
LinePersonal
Joining feeNot stated
Annual feeNot stated
Forex markupNot stated
Rewards, as stated by the issuer
No reward line was found on this card's page. Rewards may be documented in a separate terms PDF the issuer links to instead.
Other benefits
- Save on fuel costs, assuming ₹6,000 spent monthly on fuel annually
- Get Up to 50 days of interest-free credit period from the date of purchase
- This offer is subject to the submission of the charge by the merchant
- For fraudulent transactions report immediately to HDFC Bank’s 24/7 Call Centre
- Revolving Credit is available at a nominal interest rate
- Check the fees and charges section for more details
- Get Up to 50 days of interest-free credit from the date of purchase
- The offer is subject to submission of the charge by the merchant
- Zero liability for fraudulent transactions if reported immediately to HDFC Bank’s 24/7 Call Centre
- Stay protected against unauthorised use when you shop anywhere with EMV Chip Card technology
- Visa Signature Credit Card is enabled* for Contactless Payments at retail outlets
- In India, contactless payments up to ₹5,000 don't require a PIN for a single transaction
- For amounts of ₹5,000 or more, the Cardholder must enter the Credit Card PIN
- You may check for the Contactless Network Symbol on your card
- Annual fees and charges
- First-year fee free on spending ₹ 15,000 within the first 90 days
- Renewal fee waiver on spending ₹ 75,000 in a year
- Cash advance fee: 2.5%, with a minimum of ₹ 500, applicable on all cash withdrawals
Lounge access
International: Save up to ₹8,300 yearly on lounge access (Priority Pass, $99 value
Programme: Priority Pass
Every fee line found on the page
- Save on fuel costs, assuming ₹6,000 spent monthly on fuel annually.
- Renewal fee waiver on spending ₹ 75,000 in a year.
- Cash advance fee: 2.5%, with a minimum of ₹ 500, applicable on all cash withdrawals.
- The HDFC Bank Visa Signature Credit Card has an annual fee. However, you can get your first year's membership free by spending ₹15,000 within the first 90 days. You can also renew your membership for free by spending ₹75,000 in a year.