Fees read from issuer pageUpdated 2026-07-26

HSBC India

Live Plus Credit Card

₹999 a year

LinePersonal
Joining fee₹999
Annual fee₹999
Forex markupNot stated

Rewards, as stated by the issuer

  • 10% accelerated cashback, up to INR1,000 a month, on all dining, food delivery and grocery spends
  • 1.5% unlimited cashback on most other spends[@unlimited-cashback-exclusions]
  • Get INR1,000 cashback when you download and log on to the HSBC India Mobile Banking app and spend INR20,000 within the first 30 days of getting your card. T&Cs apply (PDF) .
  • Get up to 10% cashback and more on what you love
  • Treat yourself with 10% cashback[@accelerated-cashback-cap] on dining and food delivery, around town and across India.
  • Get 10% cashback on groceries[@accelerated-cashback-cap] and 1.5% unlimited cashback at other retailers.[@unlimited-cashback-exclusions]
  • Binge movies and shows at home or at the cinema, and earn 1.5% unlimited cashback on them too.[@unlimited-cashback-exclusions]
  • Enjoy complimentary airport lounge access, plus 1.5% cashback on selected additional spending categories at home and abroad.[@unlimited-cashback-exclusions]
  • Take a bite out of dessert, not out of your wallet. No matter if you're craving takeaway or heading out to the restaurants, we've got some pretty sweet dining deals with 10% cashback on dining and food delivery spends.[@accelerated-cashback-cap]
  • Load up your cart without breaking the bank. Whether you're shopping for yourself or the whole family, you'll get 10% cashback on your groceries[@accelerated-cashback-cap] and 1.5% unlimited cashback on other retail purchases.[@unlimited-cashback-exclusions]
  • Sit back and enjoy some extra cashback. Whatever you're in the mood for, we've got offers you'd love to immerse yourself in – get 1.5% unlimited cashback[@unlimited-cashback-exclusions] on your entertainment spending.
  • Earn 15% cashback with MakeMyTrip
  • 10% cashback capped at INR1,000 a month. Exclusions apply to 1.5% unlimited cashback.
  • Cashback credit cards offer you the chance to earn cash from the money you spend, by paying you back a percentage of what you spend or giving you reward points for additional benefits.

Other benefits

  • Receive a voucher worth up to INR750 for Amazon Pay, Zomato and Swiggy when you activate your card with a single transaction of INR300 or more.[@visa-signature-subject-to-change] T&Cs apply .
  • Plus, get an INR250 Amazon eGift Voucher when you apply online, verify yourself by video and receive your card. T&Cs apply .
  • Save on dining and movies with the District app by Zomato
  • Get 10% off on transactions of INR3,500 or more, and enjoy movies on the big screen for less with buy-one-get-one cinema tickets. T&Cs apply (PDF) .
  • Get a free 12-month Times Prime subscription
  • Giving you free access to Spotify Premium, Uber One, Discovery+, Moneycontrol Pro, Lenskart Gold and more.[@visa-signature-subject-to-change] T&Cs apply .
  • Enjoy complimentary flight seat selections
  • Acquisition offer terms and conditions (PDF)
  • Acquisition offer terms and conditions (PDF) Download
  • 10% (capped) and 1.5% (unlimited)
  • When you apply online and complete your application with video self-verification, you'll be eligible for an Amazon eGift Voucher worth INR250. T&Cs apply.
  • From travel to gourmet dining to lifestyle privileges, your HSBC Premier Credit Card offers a range of exclusive benefits.
  • Credit card offers

Welcome & milestones

Welcome

  • Our welcome gifts to you

Milestones

None listed.

Lounge access

Domestic: Relax before you fly with 4 complimentary domestic airport lounge visits per year - one per quarter. View participating lounges .

Eligibility

Employment

  • The latest salary slip, if you're a salaried employee, OR

Every fee line found on the page

  • Annual fee (waived if you spend more than INR200,000 per year)