Fees read from issuer pageUpdated 2026-07-26

HSBC India

RuPay Platinum Credit Card

No annual fee

LinePersonal
Joining feeNot stated
Annual feeNil
Forex markupNot stated

Rewards, as stated by the issuer

  • The HSBC RuPay Platinum Card gives you exceptional offers, rewards and privileges for your everyday spending – with no annual fee. Earn reward points and collect air miles from leading airlines – all at no extra expense.
  • Get INR500 cashback when you download and log on to the HSBC India Mobile Banking app and spend INR5,000 within 30 days of getting your card. T&Cs apply (PDF) .
  • Plus, get INR250 cashback when you link your card to UPI and make 2 transactions of INR250 or more within 30 days of getting your card. T&Cs apply (PDF) .
  • Earn reward points when you spend
  • Earn 2 reward points for every INR150 you spend with your card
  • Instantly convert your reward points to air miles and hotel loyalty points in the HSBC India Mobile Banking app
  • Earn reward points on credit card-linked UPI payments

Other benefits

  • Our welcome offers
  • Get an INR250 Amazon eGift Voucher when you apply online, verify yourself by video and receive your card. T&Cs apply .
  • Discover more about the Reward programme
  • Make hassle-free payments anytime, anywhere with HSBC SimplyPay and other UPI apps
  • Discover HSBC SimplyPay
  • Savings on dining and movies with District by Zomato
  • Save 10% on dining, activities and shopping, and enjoy movies on the big screen for less with buy-one-get-one cinema tickets. T&Cs apply (PDF) .
  • Get exclusive discounts and offers with RuPay
  • Save on shopping, dinning and more with a range of offers and discounts exclusively for RuPay cardholders. Learn more about RuPay offers .
  • Enjoy 10% off on orders of INR500 and above (max discount INR200), using coupon code HSBCRUPAY. T&Cs apply (PDF) .
  • Enjoy discounts and ofers around the world with the JCB network
  • Access global discounts, offers and experiences with your JCB network-enabled RuPay credit card. View JCB network offers .
  • Get discounts up to INR6,000 on flights and hotels via Cleartrip. Use coupon code HSBCRPCC for full swipe transactions and HSBCRPEMI for EMI transactions. T&Cs apply (PDF) .
  • Use promo code HSBCRUPAY to get 5% off transactions of INR299 or more on mobile (prepaid and postpaid), broadband, DTH, water bills, gas cylinders, piped gas bills, FASTag and electricity bills (max discount INR150). T&Cs apply (PDF) .
  • Apply online and get an Amazon e-voucher
  • RuPay was developed to offer an affordable, secure, and local alternative to international card networks like Visa and Mastercard. It combines the words 'Rupee' and 'Payment' to show it comes from India.

Lounge access

No airport lounge rule is listed on this card's page.

Every fee line found on the page

  • The HSBC RuPay Platinum Card gives you exceptional offers, rewards and privileges for your everyday spending – with no annual fee. Earn reward points and collect air miles from leading airlines – all at no extra expense.
  • No joining and annual fees
  • Make annual savings of up to INR3,000 on fuel surcharges with our credit card waiver.[@fuel-surcharge-waiver]