Fees read from issuer pageUpdated 2026-07-26
HSBC India
Taj Credit Card
₹1,10,000 a year
LinePersonal
Joining fee₹1,10,000
Annual fee₹1,10,000
Forex markupNot stated
Rewards, as stated by the issuer
- Get exclusive 25% savings on the Best Available Rate at Taj Hotels and other participating IHCL hotels
- Enjoy 25% savings on food and beverages and Qmin deliveries
- Earn reward points with your card and use them towards stays, food and beverages, and spa treatments at Taj and other participating IHCL hotels.
- Earn 1.5 reward points for every INR 100 you spend on standard purchase
- Earn 5 reward points for every INR 100 you spend with Taj, SeleQtions, Gateway, Vivanta hotels and amã Stays & Trails bungalows
- 1.5 reward points = INR 1 in your HSBC Taj Credit Card Wallet balance
- Earn reward points with your card and use them to unlock rare experiences at Taj and other participating hotels.
- Reward points will be credited solely on the MCC categorization, as outlined in the Credit Card Service Guide. The Bank's decision on applicability, classification and all other purposes shall be final and binding.
Other benefits
- Get a voucher for an extra one-night stay at Taj Palaces, valid for 6 months, with every new or renewed card. Offer valid until 30 September 2026
- Enjoy priority/early check-ins, late check-outs, access to a dedicated 24/7 Platinum customer care service and more
- Easily manage your bookings by calling HSBC on 1800 569 1111 , or the IHCL concierge desk on 1800 202 5575 [@taj-offer-redemption]
- Enjoy unlimited room upgrades and exclusive savings on stays and dining at participating hotels across the globe.
- Enjoy unlimited room upgrades to the next level
- Get four vouchers for set meals for two at participating restaurants
- Enjoy a year of leisure, with free swimming pool access for 2 (up to 12 times a year)
- Save 15% on duty-free with AdaniOne mobile app (once per month; min order INR7,500; max discount INR3,000). T&Cs apply (PDF, 178 KB)
- Enjoy access to VIP guest experiences, eVIP pass discounts, hands-free shopping, private sale events and reserved parking. Register [@bicester-village]
- Buy 1 Get 1 Free movie and event tickets
- See the latest movies and live events with Buy 1 Get 1 Free tickets through Book My Show (max discount per ticket INR 1,000 each, valid twice a month) T&Cs apply (PDF) .
- Enjoy 12 complimentary golf games and lessons every year
- Taj offer terms and conditions (PDF, 109 KB)
- Taj offer terms and conditions (PDF, 109 KB) Download
- Credit card offers
Lounge access
International: Relax before you fly with unlimited airport lounge access globally. T&C Apply
Eligibility
Age
- Be 25 to 75 years old
Income
- Have an annual income of at least INR36 lakhs if salaried, or INR45 lakhs if self employed
- Your latest monthly payslip if salaried, or 2 years' ITR and 1 year's proof of income if self employed
Employment
- Have an annual income of at least INR36 lakhs if salaried, or INR45 lakhs if self employed
- Your latest monthly payslip if salaried, or 2 years' ITR and 1 year's proof of income if self employed
Documents
- Your latest monthly payslip if salaried, or 2 years' ITR and 1 year's proof of income if self employed
Every fee line found on the page
- Have an annual income of at least INR36 lakhs if salaried, or INR45 lakhs if self employed
- The HSBC Taj Credit Card has a joining fee of INR1,10,000, which is paid after you activate your card.
- There is also an annual fee INR1,10,000, which is paid annually once you've had the card for 12 months.