Fees read from issuer pageUpdated 2026-07-26

HSBC India

Visa Platinum Credit Card

No annual fee

LinePersonal
Joining feeNil
Annual feeNil
Forex markupNot stated

Rewards, as stated by the issuer

  • With the HSBC Platinum Credit Card, you can earn reward points to use towards flights, hotel stays and more. Receive cashback on fuel when you tap and pay. And get access to exclusive memberships and deals, courtesy of Visa Signature.
  • Earn 2,000 reward points when you download and log on to the HSBC India Mobile Banking app and spend at least INR5,000 in the first 30 days of having your card. T&Cs apply (PDF) .
  • Air miles conversion
  • Convert your points into air miles with Air India, Etihad Airways, British Airways and Singapore Airlines.
  • Earn reward points on your everyday transactions
  • Spend with your HSBC Platinum Credit Card and earn reward points you can use towards flights, hotel stays and more.
  • Earn 2 reward points for every INR150 you spend with your card
  • Earn up to 6 times the reward points on hotels, flights and car rentals through Travel with Points
  • Instantly convert your reward points to air miles and hotel loyalty points in the HSBC India Mobile Banking app
  • How to earn and use reward points
  • 15% cashback added to your MakeMyTrip Wallet in 'My Cash' for hotel stays in India when you book with MakeMyTrip – using promo code: VISASIGNATURE. T&Cs apply
  • Get INR250 cashback when you pay for fuel contactlessly using your physical HSBC Visa Platinum Credit Card (available on contactless fuel spends of up to INR10,000 per quarter). T&Cs apply (PDF) .

Other benefits

  • Get a complimentary 3-month Swiggy One membership once you've activated your card. T&Cs apply (PDF) .
  • Receive a voucher worth up to INR500 for Amazon Pay, Zomato and Swiggy when you activate your card with a single transaction of INR300 or more.[@visa-signature-subject-to-change] T&Cs apply .
  • Enjoy exclusive deals, including complimentary subscriptions, flight seats and hotel discounts.
  • A complimentary 12-month Times Prime subscription, giving you free access to Spotify Premium, Uber One, Discovery+, Moneycontrol Pro, Lenskart Gold and more. T&Cs apply
  • Complimentary flight seat selections twice a year on domestic flights booked with MakeMyTrip. T&Cs apply
  • Savings on dining and movies with District by Zomato
  • Save 10% on dining, activities and shopping, and enjoy movies on the big screen for less with buy-one-get-one cinema tickets. T&Cs apply (PDF) .
  • Enjoy access to eVIP pass discounts and sale events. Register [@bicester-village]
  • Get insurance coverage of up to INR3,00,000 for any misuse of your card from 24 hours before you reported it lost.
  • Offers and discounts
  • HSBC credit card customers get exclusive access to discounts with our select partners.
  • Discover more about our credit cards
  • From travel to gourmet dining to lifestyle privileges, your HSBC Premier Credit Card offers a range of exclusive benefits.
  • HSBC credit card offers

Welcome & milestones

Welcome

  • Our welcome gifts to you

Milestones

None listed.

Lounge access

No airport lounge rule is listed on this card's page.

Every fee line found on the page

  • Plus, get a waiver of up to INR250 on fuel surcharges on fuel payments between INR400 and INR4,000 a month