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Fees read from issuer pageUpdated 2026-07-26

ICICI Bank

Expressions Credit Card

₹499 a year

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LinePersonal
Joining fee₹499
Annual fee₹499
Forex markupNot stated

Rewards, as stated by the issuer

  • Reward Points
  • What are ICICI Bank Credit Card Reward Points?
  • If you’re a Credit Cardholder, you will earn ICICI Bank Reward Points on certain spending. These points can be redeemed through the Reward catalogue on the Bank's website or by logging in to the ICICI Bank's iMobile app. You can use them to purchase vouchers, offers, e-gift cards and more.

Other benefits

  • BookMyShow and INOX offers
  • Rewards and offers
  • Get 2 monthly discounts on movie tickets through INOX & BookMyShow
  • On Utility and Insurance Spend
  • Does the Expressions Credit Card provide discounts on movie tickets?
  • Yes, the Expressions Credit Card provides a ₹100 discount on the purchase of two movie tickets at BookMShow and INOX. You can avail this offer twice a month.
  • If you’re looking for one of the best Credit Cards, then ICICI Bank’s Expressions Credit Card is an excellent choice for you. It offers custom Credit Card designs, so your card can reflect your unique personality.
  • You can opt for ICICI Bank, as it offers a seamless application process. The Expressions Credit Card has an option to select the card image. For more information about the application process, call 1800 1080.
  • Spends period offer -  eligibility period
  • Spend ₹25,000 between Dec 26, 2025 and Mar 25, 2026 - Get movie offer benefit between Apr 01, 2026 and June 30, 2026.
  • Add-on/Plus card members need to individually spend ₹25,000 in the preceding spends quarter, to be eligible for the offer in the subsequent calendar quarter
  • Is there any cashback offer on American Express Credit Card variant while booking movie tickets on BookMyShow?
  • Customers can avail upfront offers while booking tickets on BookMyShow by following the steps below-
  • Choose ICICI Bank Credit Card 25% Discount Offer on selected ICICI Bank Credit Cards
  • What are the movie ticket benefits available?
  • What is the fuel surcharge waiver offered to Cardholders?

Lounge access

Domestic: Get 1 domestic airport lounge access · What are the criteria for availing domestic lounge access? · To enjoy domestic lounge access, you must spend ₹ 75,000 or more on Expressions Credit Card in a calendar quarter. This entitles you to avail the lounge access benefit in the following calendar quarter. The benefit is exclusively applicable to the primary Cardholder.

Eligibility

Age

  • You must be in the age group of 21 – 65 years to be eligible for an ICICI Bank Expressions Credit Card

Documents

  • Proof of identity
  • Proof of address

Every fee line found on the page

  • ₹499 + GST (Spend over ₹1.5 lakh and get your annual fee waived off for the next year)
  • Late payment fee from ₹100 to ₹1,300 (depending on outstanding amount)
  • No, the card has a joining fee of ₹499 and an annual fee of ₹499.
  • Add-on/Plus card members need to individually spend ₹25,000 in the preceding spends quarter, to be eligible for the offer in the subsequent calendar quarter