Fees read from issuer pageUpdated 2026-07-26

ICICI Bank

Parakram Credit Card

Lifetime free

LinePersonal
Joining feeNil
Annual feeNil
Forex markupNot stated

Rewards, as stated by the issuer

  • Accelerated Reward Points
  • The ICICI Bank Parakram Credit Card comes with benefits such as reward points on CSD purchases, airport lounge access, insurance benefits and fuel surcharge waiver.
  • How many reward points can be earned on everyday purchases with the Parakram Credit Card?
  • Earn 1 reward point for every ₹100 spent and 5 accelerated reward points for every ₹100 spent at grocery stores, department stores and Canteen Stores Departments (CSD), with a maximum of 1,000 reward points earned per month.
  • The ICICI Bank Parakram Credit Card is an excellent choice for Defence personnel. It offers reward points on almost every purchase.

Other benefits

  • I, (primary card holder) nominate the following person (details provided hereunder) to whom, in the event of my death under the circumstances as covered in the T&C of the complimentary insurance policy on my ICICI Bank Credit Card, the insurance claim amount payable may be handed over.
  • Personal & Air Accident Insurance
  • Insurance Benefits
  • Get Personal Accident insurance cover of
  • Get an Air Accident Insurance cover.
  • What are the insurance benefits of the Parakram Credit Card?
  • The ICICI Bank Parakram Credit Card has personal insurance cover of ₹2 lakh and air accident insurance cover of ₹20 lakh.

Lounge access

Domestic: To enjoy domestic lounge access, you must spend ₹ 75,000 or more on your Parakram Credit Card in a calendar quarter. This entitles you to avail the lounge access benefit in the following calendar quarter. The benefit is exclusively applicable to the primary Cardholder.

Every fee line found on the page

  • Joining fee- Nil