Fees read from issuer pageUpdated 2026-07-26
ICICI Bank
Platinum Chip Credit Card
Lifetime free
LinePersonal
Joining feeNil
Annual feeNil
Forex markupNot stated
Rewards, as stated by the issuer
- The Platinum Chip Credit Card is a great choice if you’re looking for a cost-free Credit Card. It has no joining or annual fee. It helps you to earn reward points for almost every purchase and the card also provides a fuel surcharge waiver.
- Reward Points
- Reward points on transactions
- Redeem reward points
- Redeem reward points across multiple categories
Other benefits
- On Utility & Insurance Spend
- What is the fuel surcharge waiver offered to Cardholders?
Lounge access
No airport lounge rule is listed on this card's page.
Eligibility
Age
- You must be between the ages of 21-65 years to be eligible to apply for an ICICI Bank Platinum Chip Credit Card.
Income
- The salaried individual with a monthly income of ₹20,000*
- Self-employed with a monthly income of at least ₹20,000*
Employment
- The salaried individual with a monthly income of ₹20,000*
- Self-employed with a monthly income of at least ₹20,000*
Every fee line found on the page
- No Joining & Annual Fee
- Joining Fee- Nil