Fees read from issuer pageUpdated 2026-07-26

ICICI Bank

Rubyx Credit Card

₹2,000 a year

LinePersonal
Joining fee₹3,000
Annual fee₹2,000
Forex markupNot stated

Rewards, as stated by the issuer

  • Milestone Benefits
  • Get 3,000 Reward Points on ₹ 3 lakh spend & 1,500 for every additional ₹ 1 lakh spend (up to 15,000 reward points per year)
  • Do I get reward points on Fuel transactions?
  • No, you do not get reward points on Fuel transactions. 1% fuel surcharge waiver is applicable on all fuel transactions from ₹400 - ₹4000 at any fuel outlet in India.

Other benefits

  • I, (primary card holder) nominate the following person (details provided hereunder) to whom, in the event of my death under the circumstances as covered in the T&C of the complimentary insurance policy on my ICICI Bank Credit Card, the insurance claim amount payable may be handed over.
  • Complimentary Golf Rounds
  • BookMyShow Offers
  • 24/7 Concierge Services
  • Vouchers worth over ₹15,000
  • 2 complimentary rounds of golf
  • Play golf every month basis eligible spends, Click here for list of Golf Courses
  • Get discounts on movie tickets each on BookMyShow and INOX, twice a month
  • Get an Air Accident Insurance cover.
  • 24/7 Concierge Service
  • Get round-the-clock concierge assistance by calling the toll-free number 18002670731
  • 24/7 concierge services
  • Get round-the-clock assistance. To contact the Concierge team, please call 1800-26-78729 (Rupay Variant)
  • ₹2 lakh Insurance
  • Get a Personal Accident Insurance Cover (Rupay Variant)
  • On Utility and Insurance Spend
  • To know more about redemption of vouchers, click here
  • How can Cardholders claim their joining vouchers?

Welcome & milestones

Welcome

  • Welcome Vouchers
  • Welcome Vouchers from Tata CLiQ, Tata Croma, EazyDiner, EaseMyTrip, Avis and Elivaas. To know more, click here
  • When will I get my Joining Benefits for the Rubyx Credit Card?
  • What is included in the joining benefit vouchers?
  • Open iMobile 🡪 Cards & Forex 🡪 Select Credit Card 🡪 Redeem 🡪 Joining Benefit
  • Log in 🡪 Cards 🡪 Credit cards 🡪 Select Credit Card 🡪 Redeem 🡪 Joining Benefit
  • Step 2: On the Rewards site, click the Rubyx Welcome Benefit tab to open the Benefits Page.

Milestones

  • Milestone Benefits

Lounge access

Domestic: Get 2 Domestic Airport Lounge access. Click here for lounge list · What are the criteria for availing domestic lounge access? · To enjoy domestic airport lounge access, you must spend ₹75,000 or more on your Rubyx Credit Card in a preceding spend quarter. This entitles you to avail the lounge access benefit in the following calendar quarter. The benefit is exclusively applicable to the primary Cardholder. · For the customers with dual Credit Card variants(Mastercard & Amex | Visa & RuPay) , the entitlement includes 2 domestic lounge visits per quarter for each variant. · What are the criteria for availing domestic railway lounge access?

Railway: Airport and Railway Lounge Access · Get 8 Complimentary Railway Lounge access, Click here for lounge list · What are the criteria for availing domestic railway lounge access?

Eligibility

Age

  • You must be between the age of 21 and 65 years to be eligible to apply for the Rubyx Credit Card.

Income

  • A salaried individual with a monthly income of ₹75,000
  • Self-employed individual with an annual income of ₹9,00,000

Employment

  • A salaried individual with a monthly income of ₹75,000
  • Self-employed individual with an annual income of ₹9,00,000

Documents

  • Proof of identity
  • Proof of address

Every fee line found on the page

  • Joining fee- ₹3,000 + GST
  • Annual fee- ₹2,000 + GST (Spend over ₹3 lakh and get annual fee waived off for the next year)
  • Self-employed individual with an annual income of ₹9,00,000
  • Yes. The Rubyx Credit Card has a joining fee of ₹3,000 + GST and annual fee of ₹2,000 + GST.
  • Plus (Add-on) card members need to individually spend ₹25,000 in the preceding spends quarter, to be eligible for the offer in the subsequent calendar quarter
  • No, you do not get reward points on Fuel transactions. 1% fuel surcharge waiver is applicable on all fuel transactions from ₹400 - ₹4000 at any fuel outlet in India.
  • If you spend over ₹3 lakh, you can get your annual fee waived off for the next year.