Fees read from issuer pageUpdated 2026-07-26

ICICI Bank

Sapphiro Credit Card

₹3,500 a year

LinePersonal
Joining fee₹6,500
Annual fee₹3,500
Forex markupNot stated

Rewards, as stated by the issuer

  • Milestone Benefits
  • Get 4,000 reward points on ₹4 lakh spend & 2,000 for every additional ₹1 lakh spend, upto 20,000 RPs in an anniversary year.
  • The ICICI Bank Sapphiro Credit Card is an excellent choice. It offers premium perks like Reward Points, complimentary airport lounge access, buy one get one offer on BookMyShow and welcome offers from Uber, EaseMyTrip, Croma, Tata CLiQ and more.
  • Yes, the ICICI Bank Sapphiro Credit Card offers travel-related features such as lounge access and reward points , subject to eligibility and applicable terms.

Other benefits

  • I, (primary card holder) nominate the following person (details provided hereunder) to whom, in the event of my death under the circumstances as covered in the T&C of the complimentary insurance policy on my ICICI Bank Credit Card, the insurance claim amount payable may be handed over.
  • BookMyShow Offers
  • Premium Lifestyle Offers
  • Buy One Get One offer on BookMyShow
  • Vouchers worth over ₹13,000
  • Buy one ticket & get up to ₹500 off on the second ticket through BookMyShow
  • Get an Air Accident Insurance cover.
  • 24/7 Concierge Service
  • Get round-the-clock concierge assistance by calling the toll-free number 18002670731
  • Get complimentary golf rounds every month, Click here for list of Golf Courses
  • ₹2 lakh Insurance
  • Get a Personal Accident Insurance Cover (Rupay Variant)
  • 24x7 Concierge Service
  • Get round-the-clock assistance. To contact the Concierge team, please call 1800-26-78729(Rupay Variant)
  • On Utility and Insurance Spend
  • To know more about redemption of vouchers, click here
  • Step 3: Select your vouchers
  • Tap on ‘Add’ against any voucher

Welcome & milestones

Welcome

  • Welcome Vouchers
  • Get Welcome Vouchers from Tata CLiQ, EazyDiner, Da Milano, EaseMyTrip & Tata Croma. To know more, click here
  • The ICICI Bank Sapphiro Credit Card is best used for travel and lifestyle expenses. It has a wide range of offers like complimentary Airport Lounge access, BookMyShow offers, Welcome Vouchers and much more!
  • When will I get the joining benefits for the Sapphiro Credit Card?
  • What is included in the joining benefit vouchers?
  • How can I claim my joining benefit vouchers?
  • Open iMobile 🡪 Cards & Forex 🡪 Select Credit Card 🡪 Redeem 🡪 Joining Benefit
  • Log in 🡪 Cards 🡪 Credit cards 🡪 Select Credit Card 🡪 Redeem 🡪 Joining Benefit
  • Step 2: On the ICICI Bank Rewards site, click on the ‘Sapphiro Welcome Benefit’ tab to open the benefits page

Milestones

  • Milestone Benefits

Lounge access

Domestic: Domestic Airport Lounge Access · Get 4 Domestic airport lounge access. Click here for lounge list · What are the criteria for availing domestic airport lounge access? · To enjoy domestic airport lounge access, you must spend ₹75,000 or more on your Sapphiro Credit Card in a calendar quarter. This entitles you to avail the lounge access benefit in the following calendar quarter. The benefit is exclusively applicable to the primary Cardholder. · For customers with dual Credit Card variants (MasterCard and Amex), the entitlement includes 2 domestic lounge visits per quarter for each variant.

International: International Airport Lounge Access · Get 2 complimentary International airport lounge access · How to avail Complimentary International Airport lounge access? · Enjoy 2 complimentary international airport lounge access visits with ICICI Bank Sapphiro Credit Card. Complimentary benefits are applicable only for the primary cardholder. · Present your Priority Pass Membership Card at the participating international lounges.

Programme: Priority Pass

Eligibility

Income

  • A salaried individual with a monthly income of ₹75,000
  • Self-employed individual with an annual income of ₹9,00,000

Employment

  • A salaried individual with a monthly income of ₹75,000
  • Self-employed individual with an annual income of ₹9,00,000

Documents

  • Proof of identity
  • Proof of address

Every fee line found on the page

  • Joining fee- ₹6,500 + GST
  • Annual fee- ₹3,500 + GST (Spend over ₹6 lakh and get your Annual Fee waived off for the next year)
  • Self-employed individual with an annual income of ₹9,00,000
  • Yes. The Sapphiro Credit Card has a joining fee of ₹6,500 + GST and annual fee of ₹3,500 + GST.
  • Plus (Add-On) Card members need to individually spend ₹25,000 in the preceding spends quarter, to be eligible for the offer in the subsequent calendar quarter
  • If you spend over ₹6 lakh, you can get your annual fee waived off for the next year.