Fees read from issuer pageUpdated 2026-07-26

ICICI Bank

Times Black ICICI Bank Credit Card

₹20,000 a year

LinePersonal
Joining fee₹20,000
Annual fee₹20,000
Forex markup1.49%

Rewards, as stated by the issuer

  • Milestone Benefits
  • How long are Milestone Benefits available to eligible cardholders?
  • Milestone Benefits can be accessed through the Times Black app for a period of six months, starting from the date the eligible cardholder is notified about the respective milestone by ICICI Bank.
  • How are ICICI Bank reward points earned? Are there any limits or exclusions?
  • You can earn 2% ICICI Bank reward points on all eligible domestic transactions. However, there is a cap of 5,000 reward points per statement cycle for the following categories:
  • Additionally, ICICI Bank reward points will not be earned on fuel transactions, rent payments or transactions converted into EMIs. The points earned on such transactions will be reversed.
  • What is the value of 1 ICICI Bank reward point, and how can it be redeemed?
  • The value of 1 ICICI Bank reward point can be up to ₹ 1. However, when redeeming ICICI Bank reward points against your statement, the redemption rate is 1 Reward Point (RP) = ₹0.40.

Other benefits

  • I, (primary card holder) nominate the following person (details provided hereunder) to whom, in the event of my death under the circumstances as covered in the T&C of the complimentary insurance policy on my ICICI Bank Credit Card, the insurance claim amount payable may be handed over.
  • Welcome to a world where convenience comes knocking at your door and experiences are curated for an audience of one. The rare joy of something only a few can claim, now ready to fit in the palm of your hand.
  • Special offers on membership and access to events at The Quorum Club and dining discounts at select restaurants.
  • Get lifestyle management services from CribLife with 6 exclusive offerings.
  • Discover Klook's unique international experiences and activities on spends of
  • Get an Air Accident Insurance cover.
  • 24x7 concierge services
  • Get round-the-clock concierge assistance by calling the toll-free number 18002670731
  • Priority Pass Membership
  • Complimentary Priority Pass Membership for both the primary cardholder and Plus cardholder with Times Black ICICI Bank Credit Card
  • Insurance premium payments
  • Does the Times Black Credit Card offer any luxury Gift Card benefits?
  • The Times Black Credit Card offers a one-night luxury stay at Ayatana or Lohono worth ₹20,000, providing an unforgettable getaway experience in a luxurious setting.

Welcome & milestones

Welcome

  • Welcome Benefits
  • When will I get my joining benefits for the Times Black ICICI Bank Credit Card?

Milestones

  • Milestone Benefits
  • One night luxury stay at Ayatana or Lohono on spends of ₹20 lakh
  • Indulge in high-end fashion with a Tata CLiQ Luxury Gift Card on spends of ₹10 lakh
  • WeWork day passes (India) or airport transfers from Thumby Aviation, Avis or Indian Travel House on spends of ₹5 lakh
  • How long are Milestone Benefits available to eligible cardholders?
  • Milestone Benefits can be accessed through the Times Black app for a period of six months, starting from the date the eligible cardholder is notified about the respective milestone by ICICI Bank.
  • You can get your annual fee waived from the 2nd year onwards on minimum spends of ₹25,00,000 made in the previous year.

Lounge access

Domestic: Unlimited Domestic Lounge Access · Relax in style with unlimited complimentary lounge access at domestic airports. · What are the criteria for availing domestic lounge access? · For lounge visits within India, Primary and Add-on Cardholders can avail unlimited complimentary lounge access through Times Black ICICI Bank Credit Card. Please swipe the Times Black ICICI Bank Credit Card to avail the complimentary lounge access. To view the complete list of lounges, click here .

International: Unlimited International Lounge Access · How to avail Complimentary International Airport lounge access? · Enjoy unlimited complimentary accesses to international airport lounges with Times Black ICICI Bank Credit Card. · Present your Priority Pass Membership Card at the participating international lounges. · For complete list of international airport lounges visit https://www.prioritypass.com/airport-lounges

Programme: Priority Pass

Eligibility

Income

  • A salaried individual with a monthly income of ₹2,00,000
  • Self-employed individual with an annual income of ₹24,00,000

Employment

  • A salaried individual with a monthly income of ₹2,00,000
  • Self-employed individual with an annual income of ₹24,00,000

Documents

  • proof of identity
  • proof of address

Every fee line found on the page

  • 1.49% Forex Markup
  • Joining fee- ₹20,000 + GST
  • Annual fee- ₹20,000 + GST (Spend over ₹25 lakh and get your annual fee waived off for the next year)
  • Self-employed individual with an annual income of ₹24,00,000
  • Joining Fee: ₹ 20,000 + GST
  • Annual Fee: ₹ 20,000 + GST
  • You can get your annual fee waived from the 2nd year onwards on minimum spends of ₹25,00,000 made in the previous year.