Business Max Credit Card

Rewards, as stated by the issuer

• Earn up to 3 reward points* on UPI transactions
• Get up to 20% bonus reward points on flight and hotel bookings via the Bank app
• Get up to 6 Reward Points on mandatory business payments, including GST and Taxes.
• Pay your vendors via UPI and earn up to 3 Reward Points on eligible transactions.
• Sort your business payments and earn rewards on them. Get up to 6 reward points on everything on online, offline and UPI transactions. ​
• Earn Reward Points across online, offline, and UPI transactions
• 6 reward points
• 4 reward points
• Up to 3 reward points
• 1 reward point
• Reward points are applicable for every ₹200 spent. 1 Reward Point = ₹0.25
• Bonus Reward Points
• Reward points are over and above the regular reward points, calculated as per every ₹150 spent. Applicable only on eligible flight and hotel bookings made via the Bank app
• When will Reward Points be credited?
• The reward points will get credited upon statement generation. If the Cardholder fails to pay at least the Minimum Amount Due by the Payment Due Date, Reward Points will not be applicable for that billing cycle. Any Reward Points credited for that cycle, if already posted, will be reversed.
• Are there exclusions for Reward Points?
• Reward Points not applicable on Fuel, Insurance, EMI transactions, Cash withdrawals, Rental and Property Management transactions, Utility Spends & Foreign Currency/International transactions.​
• Is there an expiry date on the Reward Points accrued on my card?

Other benefits

• Enjoy up to 45 days of interest-free period, helping you optimise working capital cycle.
• on UPI transaction below ₹2,000 and insurance & utility payments
• Business Max is a lifetime free business credit card with no joining and annual fees.
• Earn interest on fixed deposit: You continue to earn interest on their fixed deposits, while enjoying interest free credit for up to 45 days.

Lounge access

No airport lounge rule is listed on this card's page.

Eligibility

Every fee line found on the page

• Enjoy a low interest rate of 12% p.a. on balances carried beyond the due date*. ​
• Get up to five add-on cards at ₹250 each to seamlessly manage multiple business expenses with unified tracking ​
• Save more on your international spends with a low forex markup of just 1.5%
• Business Max is a lifetime free business credit card with no joining and annual fees.
• With Business Max Credit Card, you enjoy a flat 12% per annum interest rate which comes to 1% monthly. Usually, other credit cards charge as high as 43.8% per annum interest rate.
• The Business Max Credit Card charges a low forex markup of just 1.5% on international transactions.
• Yes, issue up to 5 add-on cards at ₹250 + GST each. To apply, click here