Mayura Credit Card (Metal)

Rewards, as stated by the issuer

• Get Mayura Metal Card: 0 Forex, Lounge Access & 60x Rewards | IDFC FIRST Bank
• Earn Up to 40X Reward Points Redemption value of up to ₹0.50 per Reward Point
• Earn 12,000 Reward Points worth up to ₹6,000
• Reward Points on Mayura Credit Card
• • 30X Bonus Reward Points* on Hotel Bookings
• • 15X Bonus Reward Points* on Flight Bookings
• • Up to 10X Reward Points on incremental spends above ₹ 20,000 in a statement cycle.
• 1X = 1 Reward Point per ₹150 spent
• 1 Reward Point = ₹0.50 for hotel and flight bookings via “FIRST Rewards Gallery” Section on IDFC FIRST Bank Mobile App.
• - Reward Points will be earned for spends up to your credit limit per billing cycle. Additional spends beyond this will not be eligible for Reward Points. Click here for further details.
• Earn up to 12,000 reward points as part of the Joining Fee Payment Benefit. Applicable for Mayura Credit Cards generated on and after 1st September 2025.
• Milestone
• Milestone 1
• Milestone 2
• Milestone 3
• Spend minimum ₹8 Lakhs in the previous card anniversary year and get 7,500 Reward Points (worth up to ₹3,750)
• Spend minimum ₹15 Lakhs in the previous card anniversary year and get 15,000 Reward Points (worth up to ₹7,500)
• Earn Up to 40X Reward Points

Other benefits

• *The Joining Fee Payment Benefit is offered once per customer on the Mayura Credit Card. If you have previously held the Mayura Credit Card, you will not be eligible for this benefit again.
• Insurance Cover
• Free trip cancellation cover
• Enjoy a flat discount of ₹5000 on a minimum booking of ₹25,000. T&C apply*
• Golfing escapades
• Access up to 24 complimentary golf rounds/lessons per year. T&C Apply*
• Enjoy buy one, get one free movie tickets with a minimum discount of ₹500, twice a month. T&C Apply*
• Enjoy exciting offers, priority reservations and curated dining experiences at top restaurants
• Tee-off at spectacular golf courses
• Exclusive golfing benefits ranging from complimentary green fees to personalized golf lessons
• Elevate your travel experience with exclusive benefits, offers, and savings at top luxury properties worldwide.
• Accident and lost card liability cover
• Stay protected with air and personal accident cover, and Lost Card Liability Cover of ₹50,000. T&C Apply*
• Comprehensive travel insurance cover
• Get comprehensive travel insurance coverage up to USD 1200. T&C Apply*
• Get a free stay at ITC Hotels
• Enjoy exclusive offers on your hotel bookings
• Get a free stay at Elivaas

Welcome & milestones

Lounge access

Domestic: 4 complimentary visits to Indian airport lounges including 1 guest visit and 4 complimentary visits to global airport lounges · Get 4 complimentary railway lounge visits per quarter across India. T&C Apply* · • Indian airport lounges – Present your Mayura Credit Card at the airport lounge. · Avail 4 complimentary visits to lounges at select Indian railway terminals. T&C Apply

International: 4 complimentary visits to Indian airport lounges including 1 guest visit and 4 complimentary visits to global airport lounges · • Global airport lounges – Present your Dreamfolks card. For easier access, do advance bookings online.

Railway: Railway lounge access · Get 4 complimentary railway lounge visits per quarter across India. T&C Apply* · Disclaimer: Effective 20th February 2025, spend ₹20,000 within the current calendar month to access railway lounge benefits in the following month.

Programme: DreamFolks

Every fee line found on the page

• Joining fee: ₹5,999+GST and Annual Fee: ₹5,999+GST (2 nd year onwards)
• Experience global luxuries seamlessly with 0% foreign exchange markup on international transactions.
• On net spends of ₹20,000 or more in the 2nd statement cycle(Applicable only after successful realization of the joining fee)
• On net spends of ₹20,000 or more in the 3rd statement cycle(Applicable only after successful realization of the joining fee)
• Save on fuel costs with a 1% waiver of up to ₹300 on fuel surcharges across India. T&C Apply*
• Avail 1% Fuel Surcharge Waiver up to ₹300 in a statement cycle at all fuel stations across India on transactions between ₹200 & ₹5,000.
• Indulge in unparalleled luxury with the Mayura Credit Card's Mastercard World Privileges. Enjoy a complimentary 1-year Travel Tier membership worth £299 per year at Little Emperors, providing access to exclusive rates and benefits at over 5,000 hotels worldwide.
• The Mayura Credit Card comes with a Joining Fee of ₹5,999 + GST and an Annual Fee (applicable from second card anniversary year) of ₹5,999 + GST. The Joining Fee will be levied on credit card application approval.
• •You can also pay the Joining Fee of ₹5,999 + GST by clicking here
• Once your Mayura Credit Card application is approved, upfront Joining Fee payment of ₹5,999 + GST is required to get the credit card dispatched. To pay the Joining Fee, click here
• • 4,000 reward points on net spends of ₹20,000 or more in your 2nd statement cycle (Applicable only after successful realization of the joining fee).
• • 4,000 reward points on net spends of ₹20,000 or more in your 3rd statement cycle (Applicable only after successful realization of the joining fee).
• Yes, you can! All ATM cash withdrawals are interest-free for up to 45 days – in India or abroad. Please keep in mind that a Cash Advance Fee of ₹199/- + GST is applicable per transaction, irrespective of your location or the withdrawal amount. The maximum cash withdrawal limit per transaction is ₹10,000.
• You will receive 7,500 reward points when you cross ₹8,00,000 in spends or 15,000 reward points when you cross ₹15,00,000 in spends in a card anniversary year. The reward points will be credited on paying the annual fee for the next year.
• 1.0% Forex Markup Fee: Unlike most forex and multi-currency cards that may include hidden charges or unfavourable exchange rates, the Mayura Credit Card offers a true 0% forex markup fee, ensuring cost-effective international transactions.
• • Annual redemption capping: 3,00,000 Reward Points (₹1,50,000 value)