Fees read from issuer pageUpdated 2026-07-26
IDFC FIRST Bank
Purchase Credit Card
No annual fee
LineBusiness & commercial
Joining feeNil
Annual feeNil
Forex markup3.5%
Rewards, as stated by the issuer
- 10X Reward Points on international transactions
- 3X Reward Points on domestic transactions
Other benefits
- Diverse card offerings
- Each card comes with a complimentary RSA (Roadside Assistance) worth ₹1,499.
- Users benefit from personal accident and travel insurance coverage.
- Enjoy up to 45 days of interest-free credit
Lounge access
Domestic: Users receive two lounge accesses per quarter, both for domestic and international lounges, providing comfort and convenience during travel.
International: Users receive two lounge accesses per quarter, both for domestic and international lounges, providing comfort and convenience during travel.
Every fee line found on the page
- Joining & Annual Fee: ₹0
- 3.5% Forex markup
- Enjoy a 1% waiver on fuel surcharge, up to ₹500 per statement.
- Save more with competitive forex rates of just 3.5%