Fees read from issuer pageUpdated 2026-07-26

IDFC FIRST Bank

Purchase Credit Card

No annual fee

LineBusiness & commercial
Joining feeNil
Annual feeNil
Forex markup3.5%

Rewards, as stated by the issuer

  • 10X Reward Points on international transactions
  • 3X Reward Points on domestic transactions

Other benefits

  • Diverse card offerings
  • Each card comes with a complimentary RSA (Roadside Assistance) worth ₹1,499.
  • Users benefit from personal accident and travel insurance coverage.
  • Enjoy up to 45 days of interest-free credit

Lounge access

Domestic: Users receive two lounge accesses per quarter, both for domestic and international lounges, providing comfort and convenience during travel.

International: Users receive two lounge accesses per quarter, both for domestic and international lounges, providing comfort and convenience during travel.

Every fee line found on the page

  • Joining & Annual Fee: ₹0
  • 3.5% Forex markup
  • Enjoy a 1% waiver on fuel surcharge, up to ₹500 per statement.
  • Save more with competitive forex rates of just 3.5%