Fees read from issuer pageUpdated 2026-07-26

IndusInd Bank

IndusInd Bank Duo Card

No annual fee

LinePersonal
Joining fee₹1500
Annual feeNil
Forex markup2%

Rewards, as stated by the issuer

  • Effective 1st September 2024, maximum reward points allowed for cash redemption will be 2500 per calendar month
  • DUO CARD ACCRUAL OF REWARD POINTS
  • Watch your reward points grow by using your Card for business or pleasure wherever you want. For every ₹ 150 spent on your IndusInd Bank Duo Card, you get 1 Reward Point.
  • DUO CARD REDEMPTION OF REWARD POINTS
  • With the IndusInd Bank Duo Card, you have a range of exciting choices for redemption of your Reward Points.
  • Annual value of Reward Points on an average spend of ₹ 30,000 per month (200*12*0.75)
  • With a unique contactless feature and a card design that enables you to make fast, convenient and secure everyday purchases, the Legend Visa Credit Card helps you earn more reward points on your weekend spends as well as Bonus points on your yearly spends!

Other benefits

  • ₹ 3,000 worth Annual Movie Tickets
  • Free Annual Fee
  • It’s always more the merrier at the movies. Which is why, your IndusInd Bank Duo Card comes with the offer that guarantees a good time!
  • This offer is applicable only for bookings done on bookmyshow
  • Buy one Get One offer & can be availed once per month i.e. up to 12 times in a year
  • The price of the free ticket is capped at Rs. 250. In case, the price of the ticket is more than Rs. 250, the cardholder will receive a discount of Rs. 250 and the remaining amount will have to be paid by the Cardholder using his IndusInd Bank Duo Debit Card
  • The number of free tickets available monthly are limited and customers can avail this offer on a First Come First Serve basis for the month
  • To avail this offer, user must apply for the offer under the ‘Avail Offers & Discounts’ Tab. Please select “IndusInd Bank Platinum, Select, Exclusive, Signature, Titanium & DUO Debit Card Offer” from the drop down to avail the offer
  • To avail this offer, user must apply for the offer under the ‘Avail Offers & Discounts’ Tab. Please select “ IndusInd Bank Credit Card Offer ” from the drop down to avail the offer
  • Air accident insurance
  • Personal accident insurance
  • The following insurance is applicable on Duo Debit card:
  • Lost Card Liability (Rs. 3,00,000) + Air accident Insurance (Rs. 25,00,000) + Personal Accident Insurance (Rs. 2,00,000) + Purchase Protection (Rs. 50,000)
  • To know about steps to claim insurance cover- click here
  • Travel Insurance Cover Details :
  • IndusInd Bank has tied up with ICICI Lombard General Insurance Company Limited("Insurance Company") as a group manager to provide Card holders with the following insurance cover under the Program:
  • Insurance cover
  • You don't need to worry about fraudulent usage of your card anymore. 'Total Protect' is a first- of- its- kind program which covers you for a sum up to the credit limit on your Credit Card and is available on add-on cards as well. With us, you can be worry free about fraudulent usage of your card.

Welcome & milestones

Welcome

None listed.

Milestones

  • Annual value of Reward Points on an average spend of ₹ 30,000 per month (200*12*0.75)

Lounge access

No airport lounge rule is listed on this card's page.

Every fee line found on the page

  • ₹ 3,000 worth Annual Movie Tickets
  • 2% Cross Currency Mark-up
  • Waiver of 1% fuel surcharge is across all petrol pumps in India.
  • Annual value of Reward Points on an average spend of ₹ 30,000 per month (200*12*0.75)
  • Joining Fees - ₹ 1500
  • Annual Fees - ₹ 799
  • Joining Fees - ₹ 3000