Iconia Visa Credit Card: fees, rewards & benefits

Rewards, as stated by the issuer

*Earn 1 Reward Points on Weekends & 0.75 Reward Point on weekdays for every INR 100 spent
From 1 st March 2024, the value of non-cash redemption (excluding airmiles) will be 1 RP = Rs.0.75
Effective 1st September 2024, maximum reward points allowed for cash redemption will be 5000 per calendar month
0.75 Reward Points
1 Reward Points
Please note effective 01st April 2018, fuel transactions will not accrue reward points on your IndusInd Bank Credit Card.
Airline Miles on Krisflyer
Click here for generic terms and conditions and the steps to redeem your reward points against any of the redemption options.
Please note: *From 1 st January,2024, the value of non cash redemptions (excluding airmiles) will be 1 RP = Rs.0.75
Important Notice: Reward Points Redemption towards Club Vistara Airmiles on www.indusmoments.com for your IndusInd Bank Credit Card will be discontinued effective 31 st Oct 2024.
Annual value of Reward Points on an average spend of Rs 30,000 per month
With a unique contactless feature and a card design that enables you to make fast, convenient and secure everyday purchases, the Legend Visa Credit Card helps you earn more reward points on your weekend spends as well as Bonus points on your yearly spends!

Other benefits

World-class privileges that offer experiences that last a lifetime.
The IndusInd Bank Iconia Visa Credit Card is designed specially to cater to your lifestyle requirements with tailor-made golf, lifestyle and travel privileges.
We understand our patrons may have different preferences and so it is our duty to offer you more choice.
Iconia Welcome
Iconia Concierge
With the IndusInd Bank Credit Card you can enjoy various discount vouchers from multiple brands like Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy, Uber, Ola and more.
You are spoilt for choice! With the IndusInd Bank Credit Card you can enjoy various discount vouchers from multiple brands like Pantaloons, Bata, Raymond, Charles and Keith, Louis Philippe, Hush Puppies, and more.
Movie offer:
Buy one and get one movie ticket free*
A cardholder can avail of one free movie ticket per month
Offer valid on all theatres via BookMyShow across all major cities
*Price of the free ticket can only go up to Rs 200. If the second ticket is priced above Rs 200, the cardholder will have to pay the remaining using their IndusInd Bank Credit Card.
Travel Insurance Cover Details:
IndusInd Bank has tied up with ICICI Lombard General Insurance Company Limited (‘Insurance Company’) as group manager to provide cardholders with the following insurance cover under the program:
Insurance cover
Electronic card transactions have undergone a lot of security enhancements and you no longer have to worry about fraudulent usage. ‘Total Protect’ is a first-of-its-kind program that covers you for a sum up to the credit limit on your credit card, and is available on add-on cards as well.
Total Protect covers you for the following:-
Unauthorised transactions in case of loss/ theft of card: In case you lose your card, we provide an insurance cover up to 48 hours prior to you reporting the loss to IndusInd Bank.

Welcome & milestones

Welcome

Please note, welcome gift is only applicable on select fee plan.

Milestones

Annual value of Reward Points on an average spend of Rs 30,000 per month

Lounge access

International: The Travel Plus programme is offered at an annual fee of Rs 5,000 where lounge usage charges of $27 are waived for a maximum of 8 international travels per year.* · Priority Pass Membership for you and your add-on card holder with access to 700+ lounges across the world.*

Programme: Priority Pass

Eligibility

Income

Your income/ITR should be:
Latest copy of ITR or other bank’s credit card details.

Employment

For salaried individuals: Rs 3,60,000 per annum
For self-employed: Rs 4,80,000 per annum
For salaried individuals:
For self-employed individuals:

Documents

KYC Documents: Pan card, Aadhaar card and photograph is mandatory.
Other acceptable address proofs, in case your communication address varies from Aadhaar Card, are voter’s ID, driving license, passport, etc.

Every fee line found on the page

The Travel Plus programme is offered at an annual fee of Rs 5,000 where lounge usage charges of $27 are waived for a maximum of 8 international travels per year.*
Fuel prices are unstable and the trend is mostly upwards. Enjoy a waiver* of 1% on fuel surcharge at any fuel station across India.
Interest rate on balance in case of partial bill payment: Monthly: 3.83% ; Annually: 46%
Charges for cash withdrawal/cash advancement 2.5% of the advance amount subject to a minimum of Rs 300.
Annual value of Reward Points on an average spend of Rs 30,000 per month