IndusInd Bank
PIONEER Pinnacle Credit Card
Fee not on this card's page — see the issuer's schedule of charges
Rewards, as stated by the issuer
- Reward Points**
- **Refer Reward Points TnC
- Collect and multiply your reward points by using your IndusInd Bank
- You have earned your reward points and now it’s on you to decide
- ₹ 100 spent = 2.5 reward points
- ₹ 100 spent = 1.5 reward points
- ₹ 100 spent = 1 reward point
- Please note effective 01st April 2018, fuel transactions will not accrue reward points on your IndusInd Bank Credit Card.
- Airline Miles on Krisflyer
- Click here for generic terms and conditions and to get a step-by-step guide to redeem your reward points against any of the above redemption options.
- Please note : From 1st April 2018, fuel transactions will not accumulate reward points on your card.
- Please note, w.e.f January 3, 2023, Reward Points on Rent payment transactions done through third-party merchants on your IndusInd Bank Pinnacle Credit Card will be capped at 500 in a statement cycle. T n C apply.
- Important Notice: Reward Points Redemption towards Club Vistara Airmiles on www.indusmoments.com for your IndusInd Bank Credit Card will be discontinued effective 31 st Oct 2024.
- Annual value of reward points earned on an average spend of ₹ 30,000 per month. (450 points per month)
- Stay for 3, Pay for 2 and 50% savings on the 2nd night
Other benefits
- Network Offers
- Enjoy a luxurious range of unique travel, lifestyle, and golf privileges and say goodbye to the feeling that you’re not getting what you paid for."
- Enjoy complimentary golf games and lessons at select golf courses*
- Buy one movie ticket and get the second one free*
- Effective 13th March 2025 , your golf benefit will now include 1 complimentary game and 1 complimentary lesson per month .
- Earn big on each spend using your credit card for shopping, booking movie tickets, bill payments and more.
- Here are our tailored redemption options that offer maximum benefits:
- Pinnacle Welcome
- Pinnacle Golf
- Pinnacle Concierge
- With the IndusInd Bank Credit Card you can enjoy various discount vouchers from multiple brands like Amazon, Flipkart, Zee5, Apollo Pharmacy, Uber, Ola and more.
- You are spoilt for choice! With the IndusInd Bank Credit Card you can enjoy various discount vouchers from multiple brands.
- Our main aim is to make cashless transactions safe and secure for all our customers. Hence, we have introduced ‘Total Protect' - a first-of-its-kind programme that covers you for an amount equal to the credit limit on your card and is also available on add-on cards.
- We provide an insurance cover up to 48 hours prior to you reporting the loss of your card.
- There is a possibility of your card or card details to be stolen and misused to produce counterfeit cards. We offer you insurance to protect you against such incidents.
- Click here for T&Cs of the applicable insurance policy.
- Gain exclusive access to some of the most picturesque golf courses and golf clubs in India. As an IndusInd* Bank Pinnacle Credit Card holder, enjoy 1 complimentary golf game and lesson** per month, specially hosted for you at leading golf clubs.
- Click here to book your complimentary Golf Games & Lessons.
Welcome & milestones
Welcome
- Please note, welcome gift is only applicable on select fee plan.
Milestones
- Annual value of reward points earned on an average spend of ₹ 30,000 per month. (450 points per month)
Lounge access
Domestic: Effective 13th March 2025 , you will be eligible for ONE complimentary international lounge visit in each calendar quarter through Priority Pass, outside India · Effective 1st April, 2026 spends criteria tracking will be initiated to unlock complimentary domestic lounge access from July, 2026 quarter onwards., · You are eligible for One complimentary visits in each calendar quarter to any of the participating international lounges outside India, through your Priority Pass. · You will be eligible for 1 complimentary visit in each calendar quarter to any of the participating Domestic Lounges within India, using your IndusInd Bank Pinnacle Credit Card. · Effective 1st April, 2026 spends criteria tracking will be initiated to unlock complimentary domestic lounge access from July, 2026 quarter onwards.
International: Effective 13th March 2025 , you will be eligible for ONE complimentary international lounge visit in each calendar quarter through Priority Pass, outside India · Our Priority Pass Programme is one such privilege that allows you access to 1400+ lounges across the world. · You are eligible for One complimentary visits in each calendar quarter to any of the participating international lounges outside India, through your Priority Pass. · Visit https://www.prioritypass.com/en/airport-lounges to find list of lounges available with Priority Pass.
Programme: Priority Pass
Eligibility
Income
- In case if you run out of fuel in the middle of nowhere, Auto Assist will arrange to deliver fuel (up to five litres) to your location to get you to the nearest fuel station.
- Your income/ITR should be:
- Latest copy of ITR or other bank’s credit card details.
Employment
- For salaried individuals: ₹ 10 lakh per annum
- For self-employed: ₹ 12 lakh per annum
- For salaried individuals:
- For self-employed individuals:
Documents
- KYC Documents: Pan card, Aadhaar card and photograph is mandatory.
- Other acceptable address proofs, in case your communication address varies from Aadhaar Card, are voter’s ID, driving license, passport, etc.
Every fee line found on the page
- Get freedom from surcharge on fuel across India. Enjoy a waiver* of 1% on fuel surcharge at any fuel station in the country.
- Annual value of reward points earned on an average spend of ₹ 30,000 per month. (450 points per month)