Pioneer Heritage Credit Card

Rewards, as stated by the issuer

• Earning of Reward Points
• Redemption of Reward Points
• 2.5 Reward Points on every ₹ 100 spent on international transactions.
• 1 Reward point on every ₹ 100 spent on domestic transactions
• Redeem your Reward Points directly with merchant as Nil redemption fee”. Click here to know more.
• Fly higher with Airline Miles on partner airlines.
• Convert your Reward Points to Krisflyer miles with Singapore Airline in the ratio of 2 Reward Points = 1 Krisflyer mile
• Convert your Reward Points to Maharaja Points for Maharaja Club. Please Click here for detailed terms and conditions
• Get Cash Credit in the ratio of 1 Reward Point = ₹ 1
• Earn 50% extra Green Points on dining spends** at select restaurants at ITC Hotels on Fridays (not applicable at Bukhara - ITC Maurya, Peshawari - ITC Rajputana and Jharokha - ITC Rajputana)
• Stay for 3, Pay for 2 and 50% savings on the 2nd night (Offer Visa ITC Stay Program )
• Stay for 3, Pay for 2 and 50% savings on the 2nd night (Offer   https://www.elivaas.com/explore/visa-offers/ )

Other benefits

• Effective 5th October 2025, Complimentary ITC Membership which is available with MasterCard variant will be discontinued for existing cardholders and for any new customers boarded on or after 15th September 2025 will not be able to avail this offer.
• Effective 10th March 2026, your golf benefit will now include 4 complimentary games and 4 complimentary lessons per month , please click here for more details -
• Pioneer Heritage Welcome
• Pioneer Heritage Golf
• Pioneer Heritage Concierge
• You are spoilt for choice! With the IndusInd Bank Credit Card you can enjoy various discount vouchers from multiple brands.
• Enjoy mouth-watering offers, wherever you go.
• Dig into these delicious offers that come packed with your IndusInd Bank Credit Card.
• Gain privileged access to some of the most stunning golf courses and golf clubs in India, courtesy IndusInd Bank.
• *As an IndusInd Cardholder, enjoy complimentary golf games and lessons** specially hosted for you by leading golf clubs in Ahmedabad, Bengaluru, Chennai, Delhi NCR, Hyderabad, Mumbai, and Pune.
• Click here to book your complimentary Golf Games & Lessons.
• *Golf privileges are brought to you by IndusInd Bank in conjunction with Apexlynx.
• **Offer is subject to applicable detailed terms and conditions.
• For a list of clubs for complimentary green fees and golf lessons, please
• Non-Movie offer
• 4 free tickets in a quarter.
• The price of the free ticket is capped at ₹1000 per ticket.
• 20% off or discount of Rs. 350 (Whichever is lower) for every two tickets purchased for non-movie events booking.

Welcome & milestones

Lounge access

Domestic: To access participating international lounges outside India, simply present your complimentary LoungeKey / Priority Pass. · Domestic Lounge access

International: International Lounge access · To access participating international lounges outside India, simply present your complimentary LoungeKey / Priority Pass. · Complimentary LoungeKey and Priority Pass memberships. · Eligible cardholders to present their IndusInd Bank Pioneer Heritage credit card and boarding pass or Priority Pass at the lounge to gain access. · Visit https://www.prioritypass.com/en/airport-lounges to find list of lounges available with Priority Pass.

Programme: LoungeKey · Priority Pass

Every fee line found on the page

• No mark-up fee on your foreign currency transactions. (reduced from 1.8% to 0% w.e.f 5th Oct 2024)
• 1% waived on fuel surcharge. GST on fuel surcharge as per standard rate shall be applicable and borne by the customer