Fees read from issuer pageUpdated 2026-07-26

IndusInd Bank

PIONEER Private Credit Card

₹50,000 a year

LinePersonal
Joining feeNot stated
Annual fee₹50,000
Forex markup0%

Rewards, as stated by the issuer

  • PIONEER Private Milestone
  • Two e-certificates for 20% savings on purchase of Welcome packages
  • One e-certificate for 50% savings on the Food & Beverage bill for a maximum of 4 guests
  • Two e-certificates for 25% savings at all day dining restaurants for a maximum of 4 guests
  • One e-certificate for 30% savings on purchase at the gourmet shop
  • Every arc of your spending journey is meant to count. This is why, when you accomplish the benchmark of 1 lakh within the first 30 days* from card issuance date, we will grant you 6000 Bonus Reward Points
  • Earning of Reward Points
  • Earn high reward points on your spends with PIONEER Private Credit Card
  • Redemption of Reward Points
  • Earn 3 Reward Points on all other spends
  • Earn 0.7 Reward Points on certain spends like utilities, govt institutions, education etc.
  • Redeem your Reward Points directly with merchant as Nil redemption fee”.
  • Fly higher with Airline Miles on partner airlines. Convert your Reward Points to Airmiles with our Airline Partners in the ratio of 1 Reward Point = 1 Air mile. Click Here for Terms and Conditions for redemption through Krisflyer Airmiles
  • Convert your Reward Points to Maharaja Points for Maharaja Club. Please Click here for detailed terms and conditions
  • Get Cash Credit in the ratio of 1 Reward Point = ₹ 1
  • Stay for 3, Pay for 2 and 50% savings on the 2nd night (Offer  https://visaitcoffer.poshvine.com/ )
  • Stay for 3, Pay for 2 and 50% savings on the 2nd night (Offer https://www.elivaas.com/explore/visa-offers   )
  • Spend 1 Lakh in first 30 days and get bonus reward points of 6000

Other benefits

  • PIONEER Private Golf
  • PIONEER Private Movies
  • PIONEER  Private Insurance Coverage
  • PIONEER Private Concierge
  • Hotel vouchers
  • Choose between Luxurious Taj Epicure Preferred or honorable privileges from Club ITC Culinaire Select Membership that comes complimentary with your PIONEER Private Credit Card
  • One complimentary night stay at select participating Taj, SeleQtions and Vivanta hotels
  • Two Vouchers for one-level room upgrade for one night
  • Two complimentary Set Meal vouchers for 2 persons
  • 25% discount of food and beverages, Qmin, & 20% discount on Spa
  • 20% discount vouchers on the best available rate for rooms/suites at participating hotels like Taj Palaces and Safaris
  • Complimentary Celebration Birthday cake
  • One complimentary night stay at participating ITC hotels
  • Two Complimentary room upgrades
  • 20% discounts on food & beverages
  • 1+1 beverage offer every Wednesday
  • Let the forks strike and satiate your palate. Season your lifestyle with the flavours you treasure and liberate your choices with personalized discounts, rewards and special privileges with complimentary EazyDiner Membership.
  • Two Complimentary dining vouchers worth 3,000 every six months

Welcome & milestones

Welcome

  • Joining bonus of 2000 EazyPoints
  • Claim your welcome gifts on time and as per the process guided by the bank

Milestones

  • PIONEER Private Milestone
  • Commemorate the turn points of your spending arc with Taj experiences gift certificate worth 1 lakh on spends of INR 75 Lakhs within an anniversary year*
  • As you live in clover, your spends are bound to be majestic. Let us have the honour to bestow you with an exclusive annual fee waiver^ of INR 25,000 on spends of INR 10 Lakhs in a preceding year  and hearten you to carry on the elegant lifestyle!

Lounge access

Domestic: Let your mind dive in merriment and refreshment with Unlimited Domestic & International Airport Lounge Access for both you and your loved ones, the primary and add-on cardholders. Also, live it up at international destinations with 12 Guest Visits at international airport lounges. · Get access to 50+ Domestic lounges through credit card and 1300+ International lounges through Priority Pass. · Click here for facilities and list of eligible lounges (Domestic) · Unlimited international and domestic airport lounge access for primary and add-on cardholders along with complimentary 12 guest visits at airport lounge outside India

International: Let your mind dive in merriment and refreshment with Unlimited Domestic & International Airport Lounge Access for both you and your loved ones, the primary and add-on cardholders. Also, live it up at international destinations with 12 Guest Visits at international airport lounges. · Get access to 50+ Domestic lounges through credit card and 1300+ International lounges through Priority Pass. · Visit https://www.prioritypass.com/en/airport-lounges to find list of lounges available with Priority Pass. · Unlimited international and domestic airport lounge access for primary and add-on cardholders along with complimentary 12 guest visits at airport lounge outside India

Programme: Priority Pass

Every fee line found on the page

  • EazyDiner Membership and dining vouchers are complimentary for the first year | To get second year complimentary membership and dining vouchers customer needs to spend INR 50 lakhs in the previous year | Membership will be automatically issued within 15 working days from the time customer receives the credit card
  • Enjoy 0% foreign currency mark-up on all transactions
  • As you live in clover, your spends are bound to be majestic. Let us have the honour to bestow you with an exclusive annual fee waiver^ of INR 25,000 on spends of INR 10 Lakhs in a preceding year  and hearten you to carry on the elegant lifestyle!
  • ^In case of downgrade from Pioneer Private status, annual fees of Rs. 50,000 is charged which cannot be waived.
  • Furthermore, get 1 lifetime free add-on card
  • Fuel surcharge reversal of 1%* of transaction value, for transactions between INR 500 and INR 10,000
  • Complimentary Taj Epicure Preferred Membership or Club ITC Culinaire Select Membership and EazyDiner Membership with dining vouchers worth Rs. 3000 every six months
  • 0% forex currency mark-up